What is the best stablecoin yield on Arbitrum right now?
15 stablecoin yield products on Arbitrum in our data state a yield. The highest right now is Pendle V2 — SUSDAI vault (For LP | Maturity 25FEB2027) on Arbitrum at 9.21% (variable, DefiLlama 2026-10-18). The range runs from 2.31% (Aave V3 — USDC lending on Arbitrum) to 9.21%. 2 of them can be bought on a DEX without KYC. Yields are variable and not guaranteed.
Where you hold your stablecoins decides which markets you can use without bridging. These are the lending markets, vaults and yield-bearing stablecoins on Arbitrum in our data, with today’s rate. DeFi rates float with borrowing demand and are refreshed daily from DefiLlama; issuer yields come from the issuer.
Figures from our live dataset · data as of 2026-10-18 · not investment advice
| Token | Issuer | Yield / return | Minimum | KYC to buy | Chain |
|---|---|---|---|---|---|
| DL-PENDLEV2-SUSDAI-ARBITRUM-0AB4 Pendle V2 — SUSDAI vault (For LP | Maturity 25FEB2027) on Arbitrum | Pendle V2 (protocol) | 9.21% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-PENDLEV2-SUSDAI-ARBITRUM-B44D Pendle — PT-sUSDai-25FEB2027 (fixed rate to 2027-02-25) on Arbitrum | Pendle (protocol) | 8.8% (fixed to 2027-02-25, DefiLlama 2026-10-18) | None | No KYC on a DEX | Arbitrum |
| DL-MORPHOBLUE-BBQUSDG-ARBITRUM Morpho Blue — BBQUSDG lending on Arbitrum | Morpho Blue (protocol) | 8% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-MORPHOBLUE-GTUSDGP-ARBITRUM Morpho Blue — GTUSDGP lending on Arbitrum | Morpho Blue (protocol) | 8% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-FLUIDLENDING-USDC-ARBITRUM Fluid Lending — USDC lending on Arbitrum | Fluid Lending (protocol) | 6.47% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| sUSDai usd.ai (staked) | usd.ai | ~6.24% (variable) | None | No KYC on a DEX | Arbitrum |
| USDL Paxos Lift Dollar | Paxos International | ~5% (rebasing) | None | Not stated | Ethereum / Arbitrum |
| DL-FLUIDLENDING-GHO-ARBITRUM Fluid Lending — GHO lending on Arbitrum | Fluid Lending (protocol) | 4.98% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-GAUNTLET-GTUSDA-ARBITRUM Gauntlet — GTUSDA vault (Gauntlet USD Alpha) on Arbitrum | Gauntlet (protocol) | 4.44% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-FLUIDLENDING-USD0-ARBITRUM Fluid Lending — USD₮0 lending on Arbitrum | Fluid Lending (protocol) | 4.07% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-SKYLENDING-SUSDS-ARBITRUM Sky Lending — SUSDS lending on Arbitrum | Sky Lending (protocol) | 3.8% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-SPARKSAVINGS-USDS-ARBITRUM Spark Savings — USDS vault on Arbitrum | Spark Savings (protocol) | 3.8% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-AAVEV3-USD0-ARBITRUM Aave V3 — USD₮0 lending on Arbitrum | Aave V3 (protocol) | 3.17% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-COMPOUNDV3-USDT-ARBITRUM Compound V3 — USDT lending on Arbitrum | Compound V3 (protocol) | 2.34% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
| DL-AAVEV3-USDC-ARBITRUM Aave V3 — USDC lending on Arbitrum | Aave V3 (protocol) | 2.31% (variable, DefiLlama 2026-10-18) | None | Not stated | Arbitrum |
More questions
Which of them can I buy without KYC?
2 of 15 can be bought on a DEX without identity verification: DL-PENDLEV2-SUSDAI-ARBITRUM-B44D, sUSDai. For the rest, the source does not state the secondary-market gate.
Where does the yield of the top five come from?
DL-PENDLEV2-SUSDAI-ARBITRUM-0AB4: Vault strategy (mostly lending). DL-PENDLEV2-SUSDAI-ARBITRUM-B44D: Discount to face value — the yield SUSDAI earns until maturity, sold upfront. DL-MORPHOBLUE-BBQUSDG-ARBITRUM: Interest paid by borrowers. DL-MORPHOBLUE-GTUSDGP-ARBITRUM: Interest paid by borrowers. DL-FLUIDLENDING-USDC-ARBITRUM: Interest paid by borrowers.
Which is the largest?
By size, DL-SKYLENDING-SUSDS-ARBITRUM at $364M, followed by DL-SPARKSAVINGS-USDS-ARBITRUM at $364M and sUSDai at $330M. Size is not safety, but a larger product usually means a deeper market to sell into.
Are these yields fixed?
14 of 15 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked on 2026-10-18.