The RWA & crypto-yield index

Earn yield with crypto —
in one table.

1,237 tokenized treasuries, yield stablecoins, gold, real estate and stocks across 1,025 underlying securities. The 77 in the table below are checked by hand — sorted by yield, labelled by risk, with the source behind every number.

1,237 instruments77 hand-checked1,160 from issuer cataloguesyields as of June/July 2026not investment advice
77 of 77 instruments
Typical savings account
Your reference · EUR · deposit-insured
2.00%
USTBL
Spiko US T-Bills Money Market Fund
4.11%
Very Lowmin €1 (≈$1,000 practical)
Available in DE/EU (retail)Details →
USDY
Ondo US Dollar Yield
~3.55%
Very Lowmin ~$50 (secondary market)
Available in EU/DE (Reg S)Details →
WTGXX
WisdomTree Government Money Market Digital Fund
~3.5%
Very Lowmin Low (app-based)
US persons only — not available in EUDetails →
EUTBL
Spiko EU T-Bills Money Market Fund
1.66%
Very Lowmin €1 (≈€1,000 practical)
Available in DE/EU (retail)Details →
sDAI
Savings DAI
~1.25%
Very Lowmin None
Available in EU/DE (DeFi)Details →
USDM
Mountain Protocol USDM
~5%
rebasing
Lowmin None
Not marketed in EU — MiCA restricts interest-bearing stablecoins; verifyDetails →
USDL
Paxos Lift Dollar
~5%
rebasing
Lowmin None
Not marketed in EU — MiCA restricts interest-bearing stablecoins; verifyDetails →
mTBILL
Midas mTBILL
~4%
tracks T-bills
Lowmin None
Available in EU — retail approved (FMA/MiCA), excl. US/UKDetails →
BUIDL
BlackRock USD Institutional Digital Liquidity Fund
~3.59%
Lowmin $5M (institutional)
Qualified purchasers onlyDetails →
JTRSY
Janus Henderson Anemoy Treasury Fund
~3.59%
Lowmin $500,000 (institutional)
Accredited / professional investors onlyDetails →
OUSG
Ondo Short-Term US Government Treasuries
~3.53%
Lowmin $5,000
Available in EU/DE (non-US)Details →
sUSDS
Sky Savings Token
~3.52%
Lowmin None
Available in EU/DE (US excluded)Details →
JAAA
Janus Henderson Anemoy AAA CLO Fund
~3.5%
floating
Lowmin None (deJAAA)
deJAAA retail-transferable (verify DE)Details →
TBILL
OpenEden TBILL
~3.48%
T-bill level
Lowmin KYC onboarding; verify current minimum
Non-US investors after KYC — verify per countryDetails →
BENJI
Franklin OnChain US Government Money Fund
3.47%
Lowmin Low (Benji app)
Verify (primarily US)Details →
USTB
Superstate Short Duration US Government Securities Fund
~3.38%
T-bill level
Lowmin Qualified purchasers (high)
Qualified purchasers only — not EU retailDetails →
USYC
Circle USYC
~3.28%
T-bill level
Lowmin Institutional channels
Qualified/institutional investors onlyDetails →
bIB01
Backed IB01 $ Treasury Bond 0-1yr
T-bill level
Lowmin From token price on DEX
EU (qualified investors in primary market)Details →
MORPHO
Morpho Vaults (USDC)
~4-8%
variable, per vault
Mediummin None
Available in EU (permissionless DeFi)Details →
CENTRIFUGE
Centrifuge RWA Vaults
~3-6%
per vault, variable
Mediummin None
Available in EU (permissionless DeFi)Details →
syrupUSDC
Maple Syrup USDC
~4.84%
Mediummin None
Available in EU/DEDetails →
sfrxUSD
Staked Frax USD
~4.1%
~4-5%
Low-Mediummin None
Available in EU/DE (DeFi)Details →
CB-USDC
Coinbase USDC Rewards
~4%
set by Coinbase, varies
Low-Mediummin None
Available in EU (MiCA license)Details →
YLDS
Figure YLDS
~4%
SOFR-linked
Low-Mediummin None
US-centric — EU access unclear, verifyDetails →
JUP-LEND
Jupiter Lend (USDC)
~4%
variable
Mediummin None
Available in EU (permissionless DeFi)Details →
USDN
Noble Dollar
~4%
T-bill based
Low-Mediummin None
Available in EU (permissionless DeFi)Details →
AAVE-USDC
Aave USDC Lending
~3.8%
variable
Mediummin None
Available in EU (permissionless DeFi)Details →
SPARK
Spark Savings
~3.6%
variable
Mediummin None
Available in EU (permissionless DeFi)Details →
USD0++
Usual USD0++
~3.31%
T-bill base + USUAL rewards
Mediummin None
Available in EU (permissionless DeFi)Details →
KAU
Kinesis Gold
~3.05%
paid in gold
Low-Mediummin From ~$1 (0.01 g)
Available in EU/DE (retail)Details →
cbETH
Coinbase Wrapped Staked ETH
~2.41%
in ETH, after fee
Mediummin None
Available in EU (Coinbase MiCA license)Details →
stETH
Lido Staked ETH
~2.29%
in ETH
Mediummin None (any amount of ETH)
Available in EU (permissionless DeFi)Details →
rETH
Rocket Pool Staked ETH
~2.17%
in ETH
Mediummin From ~0.01 ETH
Available in EU (permissionless DeFi)Details →
scrvUSD
Curve Savings crvUSD
~0.78%
variable
Mediummin None
Available in EU (permissionless DeFi)Details →
KAG
Kinesis Silver
~0.08%
paid in silver
Low-Mediummin Fractional (~$1+)
Available in EU/DE (retail)Details →
PAXG
Pax Gold
0%
store of value
Low-Mediummin Fractional
Available in EU/DE (exchanges)Details →
XAUM
Matrixdock Gold
0%
store of value
Low-Mediummin Fractional
Non-US retail; verify per countryDetails →
XAUT
Tether Gold
0%
store of value
Low-Mediummin Fractional
Available in EU/DE (exchanges)Details →
VNXAU
VNX Gold
0%
store of value
Low-Mediummin Fractional (~1g equivalent)
Available in EU — Liechtenstein TVTG frameworkDetails →
QQQx
Nasdaq-100 (xStocks QQQx)
Price + accumulating dividends
Mediummin ~$1
Available in DE (CySEC)Details →
SPYx
S&P 500 (xStocks SPYx)
Price + accumulating dividends
Mediummin ~$1
Available in DE (CySEC/PEDSL, 360X)Details →
GOOGLx
Alphabet (xStocks GOOGLx)
Price + accumulating dividends
Mediummin ~$1
Available in DE (CySEC)Details →
AMZNx
Amazon (xStocks AMZNx)
Price return
Mediummin ~$1
Available in DE (CySEC)Details →
AAPLx
Apple (xStocks AAPLx)
Price + accumulating dividends
Mediummin ~$1
Available in DE (CySEC)Details →
bCSPX
Backed S&P 500 (bCSPX)
Price + accumulating dividends
Mediummin Fractional
EU — MiFID II prospectus (retail via secondary market)Details →
DINARI
Dinari dShares (via Gemini EU)
Price + dividend (stablecoin)
Mediummin
Available in EU (Gemini EU) — verify DEDetails →
GLDx
Gold ETF (xStocks GLDx)
Price return (gold)
Mediummin ~$1
Available in DE (CySEC)Details →
METAx
Meta (xStocks METAx)
Price + accumulating dividends
Mediummin ~$1
Available in DE (CySEC)Details →
MSFTx
Microsoft (xStocks MSFTx)
Price + accumulating dividends
Mediummin ~$1
Available in DE (CySEC)Details →
NVDAx
NVIDIA (xStocks NVDAx)
Price + accumulating dividends
Mediummin ~$1
Available in DE (CySEC)Details →
ONDO-GM
Ondo Global Markets
Price + accumulating dividends
Mediummin
Available in 30 EU/EEA countries (incl. DE)Details →
RH-STOCKS
Robinhood Stock Tokens (EU)
Price return (+dividend credits)
Mediummin EUR 1
Built for EU retailDetails →
SWARM
Swarm (tokenized stocks & bonds)
Price / bond yield
Mediummin None
Available in DE (BaFin, EU prospectus)Details →
TSLAx
Tesla (xStocks TSLAx)
Price return
Mediummin ~$1
Available in DE (CySEC)Details →
NEXO-EARN
Nexo Earn (Stablecoins)
~4-14%
tiered
Medium-Highmin None
Available in EUDetails →
CLEARPOOL
Clearpool
~6-12%
per pool, variable
Medium-Highmin None
Available in EU (permissionless; some pools KYC)Details →
GF-PRIME
Goldfinch Prime
~10-12%
Medium-Highmin Varies (non-US)
Non-US (verify DE eligibility)Details →
sUSDf
Falcon USDf (staked)
Variable (~6-9%)
Medium-Highmin None
Available in EU (permissionless DeFi)Details →
SCOPE
Hamilton Lane SCOPE (tokenized)
~9%
target, variable
Medium-Highmin Via Securitize (lowered vs. TradFi minimums)
Qualified/professional investors onlyDetails →
USR
Resolv USR
~7-9%
variable, funding-dependent
Medium-Highmin None
Available in EU (permissionless DeFi)Details →
lvlUSD
Level lvlUSD
~5-8%
variable
Medium-Highmin None
Available in EU (permissionless DeFi)Details →
ACRED
Apollo Diversified Credit Fund (tokenized)
~7.56%
target, variable
Medium-Highmin Qualified investors via Securitize
Qualified/professional investors onlyDetails →
mSOL
Marinade Staked SOL
~6.35%
in SOL
Medium-Highmin None
Available in EU (permissionless DeFi)Details →
jitoSOL
Jito Staked SOL
~4.77%
in SOL, incl. MEV
Medium-Highmin None
Available in EU (permissionless DeFi)Details →
sUSDe
Ethena Staked USDe
~4.6%
variable
Medium-Highmin None
Available in EU/DEDetails →
USDD-JL
JustLend USDD (Tron)
~4%
variable
Medium-Highmin None
Available in EU (permissionless DeFi)Details →
weETH
ether.fi Staked ETH
~2.37%
in ETH + restaking
Medium-Highmin None
Available in EU (permissionless DeFi)Details →
REENTAL
Reental (tokenized EU real estate)
10-14%
projected
Highmin €500 / project
Available in EU/DE (CNMV)Details →
LOFTY
Lofty (tokenized US rental real estate)
8-10%
rental yield
Highmin ~$50 / token
EU/DE access unconfirmed — verifyDetails →
REALT
RealT (tokenized US rental real estate)
9.82%
median net rent
Highmin ~$50 / token
Available in EU/DE (Reg S)Details →
sUSDai
usd.ai (staked)
~7.7%
variable
Highmin None
Available in EU (permissionless DeFi)Details →
BLOXXTER
Bloxxter (tokenized German real estate)
~3%
coupon
Highmin €500
Available in DE (BaFin)Details →
xU3O8
Tokenized Uranium
0%
commodity price
Highmin Fractional
Non-US retail; verify per countryDetails →
BRICKWISE
Brickwise (tokenized DACH real estate)
Variable (rental)
Highmin €100
Available in DE/AT (DACH)Details →
COINx
Coinbase (xStocks COINx)
Price return
Highmin ~$1
Available in DE (CySEC)Details →
FINEXITY
FINEXITY (tokenized real assets)
Rental yield + appreciation
Highmin from €500
Available in DE (BaFin sphere)Details →
MSTRx
Strategy / MicroStrategy (xStocks MSTRx)
Price return
Highmin ~$1
Available in DE (CySEC)Details →

Yields are variable and not guaranteed. Green means the figure is above a typical 2.00% savings account — that is a yield comparison, not a risk comparison. None of these instruments are deposit-insured.

01

Compare

Filter the table by category, risk and whether it is actually open to EU investors. Sort by yield or by risk.

02

Check the detail

Every row opens a page with the issuer, what backs the yield, custody model, how to buy it and the source.

03

Go to the provider

We never hold your money and never take an order. You buy from the issuer or exchange directly.

Good to know.

Are these bank deposits?+

No. None of the instruments listed here are deposits and none are covered by deposit insurance. They are tokenized funds, stablecoins, commodities, property or equities — each with its own issuer, custody model and risk.

Where do the yields come from?+

Every figure is taken from the issuer's own documentation, rwa.xyz or on-chain data, and each row links to that source. Figures are as of June/July 2026 and are variable — we never show a number we cannot point at.

Can I actually buy these from the EU?+

It depends on the instrument. The Availability column states it per product, and the EU-only filter hides everything that is closed to European retail investors. Where access is restricted to qualified or accredited investors, we say so.