{"slug":"stablecoin-yield-on-arbitrum","question":"What is the best stablecoin yield on Arbitrum right now?","answer":"14 stablecoin yield products on Arbitrum in our data state a yield.","shortAnswer":"14 stablecoin yield products on Arbitrum in our data state a yield. The highest right now is Pendle V2 — SUSDAI vault (For LP | Maturity 25FEB2027) on Arbitrum at 9.06% (variable, DefiLlama 2026-10-19). The range runs from 2.33% (Aave V3 — USDC lending on Arbitrum) to 9.06%. 2 of them can be bought on a DEX without KYC. Yields are variable and not guaranteed.","asOf":"2026-10-19","faq":[{"q":"Which of them can I buy without KYC?","a":"2 of 14 can be bought on a DEX without identity verification: DL-PENDLEV2-SUSDAI-ARBITRUM-B44D, sUSDai. For the rest, the source does not state the secondary-market gate."},{"q":"Where does the yield of the top five come from?","a":"DL-PENDLEV2-SUSDAI-ARBITRUM-0AB4: Vault strategy (mostly lending). DL-PENDLEV2-SUSDAI-ARBITRUM-B44D: Discount to face value — the yield SUSDAI earns until maturity, sold upfront. DL-MORPHOBLUE-BBQUSDG-ARBITRUM: Interest paid by borrowers. DL-MORPHOBLUE-GTUSDGP-ARBITRUM: Interest paid by borrowers. sUSDai: Loans collateralized by GPU/AI hardware."},{"q":"Which is the largest?","a":"By size, DL-SKYLENDING-SUSDS-ARBITRUM at $364M, followed by DL-SPARKSAVINGS-USDS-ARBITRUM at $364M and sUSDai at $330M. Size is not safety, but a larger product usually means a deeper market to sell into."},{"q":"Are these yields fixed?","a":"13 of 14 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked between 2026-10-18 and 2026-10-19."}],"count":14,"rows":[{"ticker":"DL-PENDLEV2-SUSDAI-ARBITRUM-0AB4","name":"Pendle V2 — SUSDAI vault (For LP | Maturity 25FEB2027) on Arbitrum","issuer":"Pendle V2 (protocol)","category":"DeFi Lending","yield":"9.06% (variable, DefiLlama 2026-10-19)","yieldPct":9.06,"yieldKind":"variable","minimumUsd":null,"size":"$7.2M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/0ab4e683-9d5b-43d3-aeb8-98dd1da1a694","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-PENDLEV2-SUSDAI-ARBITRUM-0AB4","json":"https://tokenbank.world/api/tokens/DL-PENDLEV2-SUSDAI-ARBITRUM-0AB4"},{"ticker":"DL-PENDLEV2-SUSDAI-ARBITRUM-B44D","name":"Pendle — PT-sUSDai-25FEB2027 (fixed rate to 2027-02-25) on Arbitrum","issuer":"Pendle (protocol)","category":"DeFi Lending","yield":"8.74% (fixed to 2027-02-25, DefiLlama 2026-10-19)","yieldPct":8.74,"yieldKind":"fixed","minimumUsd":null,"size":"$7.2M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"none","maturity":"2027-02-25","lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/b44dc004-56b7-48d0-97b6-da33ead5e6eb","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-PENDLEV2-SUSDAI-ARBITRUM-B44D","json":"https://tokenbank.world/api/tokens/DL-PENDLEV2-SUSDAI-ARBITRUM-B44D"},{"ticker":"DL-MORPHOBLUE-BBQUSDG-ARBITRUM","name":"Morpho Blue — BBQUSDG lending on Arbitrum","issuer":"Morpho Blue (protocol)","category":"DeFi Lending","yield":"8% (variable, DefiLlama 2026-10-19)","yieldPct":8,"yieldKind":"variable","minimumUsd":null,"size":"$10.3M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/081571e9-b1da-5bb5-bf2a-f1475efce79b","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-MORPHOBLUE-BBQUSDG-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-MORPHOBLUE-BBQUSDG-ARBITRUM"},{"ticker":"DL-MORPHOBLUE-GTUSDGP-ARBITRUM","name":"Morpho Blue — GTUSDGP lending on Arbitrum","issuer":"Morpho Blue (protocol)","category":"DeFi Lending","yield":"8% (variable, DefiLlama 2026-10-19)","yieldPct":8,"yieldKind":"variable","minimumUsd":null,"size":"$29.3M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/f6915ff0-ca54-509c-bf17-bd7ad2d0b614","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-MORPHOBLUE-GTUSDGP-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-MORPHOBLUE-GTUSDGP-ARBITRUM"},{"ticker":"sUSDai","name":"usd.ai (staked)","issuer":"usd.ai","category":"Yield Stablecoins","yield":"~6.24% (variable)","yieldPct":6.24,"yieldKind":"variable","minimumUsd":0,"size":"~$330M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://usd.ai","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/sUSDai","json":"https://tokenbank.world/api/tokens/sUSDai"},{"ticker":"DL-FLUIDLENDING-USDC-ARBITRUM","name":"Fluid Lending — USDC lending on Arbitrum","issuer":"Fluid Lending (protocol)","category":"DeFi Lending","yield":"5.84% (variable, DefiLlama 2026-10-19)","yieldPct":5.84,"yieldKind":"variable","minimumUsd":null,"size":"$58.4M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/4c45cc9e-e1a4-43c9-8a3d-687d96abb07c","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-FLUIDLENDING-USDC-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-FLUIDLENDING-USDC-ARBITRUM"},{"ticker":"DL-FLUIDLENDING-GHO-ARBITRUM","name":"Fluid Lending — GHO lending on Arbitrum","issuer":"Fluid Lending (protocol)","category":"DeFi Lending","yield":"4.88% (variable, DefiLlama 2026-10-19)","yieldPct":4.88,"yieldKind":"variable","minimumUsd":null,"size":"$2.3M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/19d0ddd5-083a-4839-a01a-5fdf066e94a3","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-FLUIDLENDING-GHO-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-FLUIDLENDING-GHO-ARBITRUM"},{"ticker":"DL-GAUNTLET-GTUSDA-ARBITRUM","name":"Gauntlet — GTUSDA vault (Gauntlet USD Alpha) on Arbitrum","issuer":"Gauntlet (protocol)","category":"DeFi Lending","yield":"4.44% (variable, DefiLlama 2026-10-19)","yieldPct":4.44,"yieldKind":"variable","minimumUsd":null,"size":"$5.0M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/693ec0f2-1901-4645-a132-16b34696c84b","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-GAUNTLET-GTUSDA-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-GAUNTLET-GTUSDA-ARBITRUM"},{"ticker":"DL-FLUIDLENDING-USD0-ARBITRUM","name":"Fluid Lending — USD₮0 lending on Arbitrum","issuer":"Fluid Lending (protocol)","category":"DeFi Lending","yield":"4.22% (variable, DefiLlama 2026-10-19)","yieldPct":4.22,"yieldKind":"variable","minimumUsd":null,"size":"$40.6M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/9f9b14d8-4eaa-4718-85e9-43ca843f6dc6","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-FLUIDLENDING-USD0-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-FLUIDLENDING-USD0-ARBITRUM"},{"ticker":"DL-SKYLENDING-SUSDS-ARBITRUM","name":"Sky Lending — SUSDS lending on Arbitrum","issuer":"Sky Lending (protocol)","category":"DeFi Lending","yield":"3.8% (variable, DefiLlama 2026-10-19)","yieldPct":3.8,"yieldKind":"variable","minimumUsd":null,"size":"$364.3M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/3637ce7b-529b-49c1-964c-710a50b2939c","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-SKYLENDING-SUSDS-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-SKYLENDING-SUSDS-ARBITRUM"},{"ticker":"DL-SPARKSAVINGS-USDS-ARBITRUM","name":"Spark Savings — USDS vault on Arbitrum","issuer":"Spark Savings (protocol)","category":"DeFi Lending","yield":"3.8% (variable, DefiLlama 2026-10-19)","yieldPct":3.8,"yieldKind":"variable","minimumUsd":null,"size":"$364.3M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/9d499222-a01a-45bb-bbc9-f01c7923693b","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-SPARKSAVINGS-USDS-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-SPARKSAVINGS-USDS-ARBITRUM"},{"ticker":"DL-AAVEV3-USD0-ARBITRUM","name":"Aave V3 — USD₮0 lending on Arbitrum","issuer":"Aave V3 (protocol)","category":"DeFi Lending","yield":"3.07% (variable, DefiLlama 2026-10-19)","yieldPct":3.07,"yieldKind":"variable","minimumUsd":null,"size":"$8.3M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/3a6cc030-738d-4e19-8a40-e63e9c4d5a6f","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-AAVEV3-USD0-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-AAVEV3-USD0-ARBITRUM"},{"ticker":"DL-COMPOUNDV3-USDT-ARBITRUM","name":"Compound V3 — USDT lending on Arbitrum","issuer":"Compound V3 (protocol)","category":"DeFi Lending","yield":"2.34% (variable, DefiLlama 2026-10-19)","yieldPct":2.34,"yieldKind":"variable","minimumUsd":null,"size":"$5.2M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/85247b13-8180-44e7-b38c-4d324cc68a92","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-COMPOUNDV3-USDT-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-COMPOUNDV3-USDT-ARBITRUM"},{"ticker":"DL-AAVEV3-USDC-ARBITRUM","name":"Aave V3 — USDC lending on Arbitrum","issuer":"Aave V3 (protocol)","category":"DeFi Lending","yield":"2.33% (variable, DefiLlama 2026-10-19)","yieldPct":2.33,"yieldKind":"variable","minimumUsd":null,"size":"$51.8M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/d9fa8e14-0447-4207-9ae8-7810199dfa1f","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-AAVEV3-USDC-ARBITRUM","json":"https://tokenbank.world/api/tokens/DL-AAVEV3-USDC-ARBITRUM"}],"programs":[],"underlyings":[],"sources":[],"_links":{"page":"https://tokenbank.world/answers/stablecoin-yield-on-arbitrum","index":"https://tokenbank.world/api/v1/answers"},"_citation":"TokenBank, “What is the best stablecoin yield on Arbitrum right now?”, https://tokenbank.world/answers/stablecoin-yield-on-arbitrum (data as of 2026-10-19), CC BY 4.0.","_license":"CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/","_disclaimer":"Computed from sourced data; yields are variable and not guaranteed. Not investment advice. Verify each row’s source before relying on it."}