Where can I lock in a fixed yield on-chain — and until when?
27 fixed-rate instruments with a future maturity in our data: 21 Pendle principal tokens and 6 tokenized bonds. Highest fixed rate: 18.64% to 2026-12-10 (PT-reUSDe-10DEC2026 (Ethereum)). Maturities run from 2026-10-22 to 2036-10. The Pendle rates are in US dollars and buyable without KYC; the highest sit on the riskiest underlying dollars.
Almost every on-chain yield floats. Two kinds do not: tokenized bonds with a fixed coupon, and Pendle principal tokens (PTs), which are bought below face value and redeem 1:1 at a set date. A fixed rate only holds if you keep the instrument to maturity — selling earlier happens at the market price — and it says nothing about the credit or protocol risk behind it.
Figures from our live dataset · data as of 2026-10-18 · not investment advice
| Token | Issuer | Yield / return | Minimum | KYC to buy | Chain |
|---|---|---|---|---|---|
| DL-PENDLEV2-REUSDE-ETHEREUM-2C9D Pendle — PT-reUSDe-10DEC2026 (fixed rate to 2026-12-10) on Ethereum | Pendle (protocol) | 18.64% (fixed to 2026-12-10, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SUSDX-ETHEREUM-23A7 Pendle — PT-sUSDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum | Pendle (protocol) | 18.57% (fixed to 2026-12-03, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-APYUSD-ETHEREUM-9FE3 Pendle — PT-apyUSD-05NOV2026 (fixed rate to 2026-11-05) on Ethereum | Pendle (protocol) | 15.94% (fixed to 2026-11-05, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-USD3-ETHEREUM-B649 Pendle — PT-USD3-17DEC2026 (fixed rate to 2026-12-17) on Ethereum | Pendle (protocol) | 15.11% (fixed to 2026-12-17, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SIUSD-ETHEREUM-28C5 Pendle — PT-siUSD-22OCT2026 (fixed rate to 2026-10-22) on Ethereum | Pendle (protocol) | 13.69% (fixed to 2026-10-22, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-USDX-ETHEREUM-B0B3 Pendle — PT-USDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum | Pendle (protocol) | 13.43% (fixed to 2026-12-03, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-REUSD-ETHEREUM-7ABA Pendle — PT-reUSD-10DEC2026 (fixed rate to 2026-12-10) on Ethereum | Pendle (protocol) | 12.13% (fixed to 2026-12-10, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SIERRA-ETHEREUM-B01F Pendle — PT-SIERRA-22OCT2026 (fixed rate to 2026-10-22) on Ethereum | Pendle (protocol) | 11.97% (fixed to 2026-10-22, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-STRUSD-ETHEREUM-5768 Pendle — PT-strUSD-26NOV2026 (fixed rate to 2026-11-26) on Ethereum | Pendle (protocol) | 11.51% (fixed to 2026-11-26, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| LU3396978176 Lcl Opportunities 3 S.a R.l. 10.5% 2030 (digital bond) | Lcl Opportunities 3 S.a R.l. | 10.5% coupon | — | Not stated | — |
| DL-PENDLEV2-SIUSD-ETHEREUM-0757 Pendle — PT-siUSD-07JAN2027 (fixed rate to 2027-01-07) on Ethereum | Pendle (protocol) | 10.02% (fixed to 2027-01-07, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SUSDAI-ARBITRUM-B44D Pendle — PT-sUSDai-25FEB2027 (fixed rate to 2027-02-25) on Arbitrum | Pendle (protocol) | 8.8% (fixed to 2027-02-25, DefiLlama 2026-10-18) | None | No KYC on a DEX | Arbitrum |
| DL-PENDLEV2-USDAT-ETHEREUM-C359 Pendle — PT-USDat-14JAN2027 (fixed rate to 2027-01-14) on Ethereum | Pendle (protocol) | 8.02% (fixed to 2027-01-14, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-MAPOLLO-ETHEREUM-43FB Pendle — PT-mAPOLLO-18MAR2027 (fixed rate to 2027-03-18) on Ethereum | Pendle (protocol) | 7.04% (fixed to 2027-03-18, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SRUSDE-ETHEREUM-1CE7 Pendle — PT-srUSDe-22OCT2026 (fixed rate to 2026-10-22) on Ethereum | Pendle (protocol) | 5.57% (fixed to 2026-10-22, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SUSDD-ETHEREUM-714F Pendle — PT-sUSDD-26NOV2026 (fixed rate to 2026-11-26) on Ethereum | Pendle (protocol) | 5.47% (fixed to 2026-11-26, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-AUSD-MONAD-653D Pendle — PT-AUSD-17DEC2026 (fixed rate to 2026-12-17) on Monad | Pendle (protocol) | 5.28% (fixed to 2026-12-17, DefiLlama 2026-10-18) | None | No KYC on a DEX | Monad |
| DL-PENDLEV2-SUSDS-ETHEREUM-0A3E Pendle — PT-sUSDS-26NOV2026 (fixed rate to 2026-11-26) on Ethereum | Pendle (protocol) | 5.27% (fixed to 2026-11-26, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SUSDE-ETHEREUM-FC9A Pendle — PT-sUSDe-26NOV2026 (fixed rate to 2026-11-26) on Ethereum | Pendle (protocol) | 5.09% (fixed to 2026-11-26, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SUSDE-PLASMA-194E Pendle — PT-sUSDe-22OCT2026 (fixed rate to 2026-10-22) on Plasma | Pendle (protocol) | 5.03% (fixed to 2026-10-22, DefiLlama 2026-10-18) | None | No KYC on a DEX | Plasma |
| DL-PENDLEV2-SUSDE-MONAD-7985 Pendle — PT-sUSDe-22OCT2026 (fixed rate to 2026-10-22) on Monad | Pendle (protocol) | 5.02% (fixed to 2026-10-22, DefiLlama 2026-10-18) | None | No KYC on a DEX | Monad |
| FR001400MDG5 Societe Generale 4.015% 2026 (digital bond) | Societe Generale | 4.015% coupon | — | Not stated | — |
| XS2615318362 Asian Infrastructure Investment Bank 4% 2027 (digital bond) | Asian Infrastructure Investment Bank | 4% coupon | — | Not stated | — |
| LU-DLT-BENCH-2036 Grand Duchy of Luxembourg — Luxembourg 3.70% 10-year DLT-native sovereign benchmark bond | Grand Duchy of Luxembourg | 3.7% coupon | — | Not stated | Issued through LuxCSD on Clearstream's D7 DLT platform; Spuerkeess lead manager |
| XS2615318289 International Bank For Reconstruction And Development 3.399% 2026 (digital bond) | International Bank For Reconstruction And Development | 3.399% coupon | — | Not stated | — |
| XS2930599779 Asian Infrastructure Investment Bank 3.278% 2027 (digital bond) | Asian Infrastructure Investment Bank | 3.278% coupon | — | Not stated | — |
| DL-PENDLEV2-WSTETH-ETHEREUM-97F2 Pendle — PT-wstETH-30DEC2027 (fixed rate to 2027-12-30) on Ethereum | Pendle (protocol) | 2.22% (fixed to 2027-12-30, DefiLlama 2026-10-18) | None | No KYC on a DEX | Ethereum |
More questions
Which of them can I buy without KYC?
21 of 27 can be bought on a DEX without identity verification. For the rest, the source does not state the secondary-market gate.
Where does the yield of the top five come from?
DL-PENDLEV2-REUSDE-ETHEREUM-2C9D: Discount to face value — the yield REUSDE earns until maturity, sold upfront. DL-PENDLEV2-SUSDX-ETHEREUM-23A7: Discount to face value — the yield SUSDX earns until maturity, sold upfront. DL-PENDLEV2-APYUSD-ETHEREUM-9FE3: Discount to face value — the yield APYUSD earns until maturity, sold upfront. DL-PENDLEV2-USD3-ETHEREUM-B649: Discount to face value — the yield USD3 earns until maturity, sold upfront. DL-PENDLEV2-SIUSD-ETHEREUM-28C5: Discount to face value — the yield SIUSD earns until maturity, sold upfront.
Which is the largest?
By size, LU-DLT-BENCH-2036 at $1.7B, followed by DL-PENDLEV2-SUSDE-MONAD-7985 at $20M and DL-PENDLEV2-APYUSD-ETHEREUM-9FE3 at $18M. Size is not safety, but a larger product usually means a deeper market to sell into.
Are these yields fixed?
None is stated as fixed. The figures on this page were last checked between 2026-10-14T17:33:51.782Z and 2026-10-18.