What are the 3 tokens with the highest yield right now — across treasuries, stablecoins, private credit, staking and real estate?
The three highest stated yields right now: 1. GF-PRIME: ~10-12% — private credit from Goldfinch (Warbler Labs); 2. REENTAL: 10-14% (projected) — real estate from Reental; 3. SCOPE: ~9% (target, variable) — alternative funds from Hamilton Lane / Securitize. The leader in each category: Private Credit — GF-PRIME at ~10-12%; Real Estate — REENTAL at 10-14% (projected); Alternative Funds — SCOPE at ~9% (target, variable); Yield Stablecoins — sUSDai at ~7.7% (variable); Staking — mSOL at ~6.35% (in SOL); Tokenized Treasuries — USTBL at 4.11%; CeFi Earn — CB-USDC at ~4% (set by Coinbase, varies); DeFi Lending — JUP-LEND at ~4% (variable); Tokenized Commodities — KAU at ~3.05% (paid in gold). Tokenized US Treasuries pay up to 4.11%; anything above that is paid for with extra risk — vacancies and repairs, a borrower who can default, or a trading strategy that can turn negative. Yields are variable and not guaranteed.
One list across every kind of yield token: tokenized treasuries, yield-bearing stablecoins, private credit, DeFi lending, staking and rental property. The figures are not the same kind of number — a treasury yield is interest, a real estate figure is rent after costs, a staking rate is a network reward — so read the yield source next to the rate. Single houses from RealT have their own index and are left out here.
Figures from our live dataset · page generated 2026-10-12 · not investment advice
| Token | Issuer | Yield / return | Minimum | KYC to buy | Chain |
|---|---|---|---|---|---|
| GF-PRIME Goldfinch Prime | Goldfinch (Warbler Labs) | ~10-12% | Varies (non-US) | Not stated | Ethereum (also via Plume) |
| REENTAL Reental (tokenized EU real estate) | Reental | 10-14% (projected) | €500 / project | Not stated | Ethereum |
| SCOPE Hamilton Lane SCOPE (tokenized) | Hamilton Lane / Securitize | ~9% (target, variable) | Via Securitize (lowered vs. TradFi minimums) | Not stated | Polygon / Ethereum |
| LOFTY Lofty (tokenized US rental real estate) | Lofty | 8-10% rental yield | ~$50 / token | Not stated | Algorand |
| sUSDai usd.ai (staked) | usd.ai | ~7.7% (variable) | None | No KYC on a DEX | Arbitrum |
| ACRED Apollo Diversified Credit Fund (tokenized) | Apollo / Securitize | ~7.56% (target, variable) | Qualified investors via Securitize | Not stated | Ethereum / Solana / Polygon (+) |
| USR Resolv USR | Resolv Labs | ~7-9% (variable, funding-dependent) | None | No KYC on a DEX | Ethereum / Base |
| mSOL Marinade Staked SOL | Marinade | ~6.35% (in SOL) | None | No KYC on a DEX | Solana |
| CLEARPOOL Clearpool | Clearpool (pools per borrower) | ~6-12% (per pool, variable) | None | Not stated | Ethereum (+L2s) |
| sUSDf Falcon USDf (staked) | Falcon Finance | Variable (~6-9%) | None | No KYC on a DEX | Ethereum |
| lvlUSD Level lvlUSD | Level (Peregrine) | ~5-8% (variable) | None | No KYC on a DEX | Ethereum |
| USDM Mountain Protocol USDM | Mountain Protocol | ~5% (rebasing) | None | No KYC on a DEX | Ethereum (+L2s) |
| USDL Paxos Lift Dollar | Paxos International | ~5% (rebasing) | None | Not stated | Ethereum / Arbitrum |
| syrupUSDC Maple Syrup USDC | Maple Finance | ~4.84% | None | No KYC on a DEX | Ethereum / Solana / Base |
| jitoSOL Jito Staked SOL | Jito | ~4.77% (in SOL, incl. MEV) | None | No KYC on a DEX | Solana |
| sUSDe Ethena Staked USDe | Ethena Labs | ~4.6% (variable) | None | No KYC on a DEX | Ethereum (+L2) |
| USTBL Spiko US T-Bills Money Market Fund | Spiko (SICAV, France) | 4.11% | €1 (≈$1,000 practical) | Not stated | Stellar / Ethereum |
| CB-USDC Coinbase USDC Rewards | Coinbase | ~4% (set by Coinbase, varies) | None | Not stated | Custodial (in-app) |
| YLDS Figure YLDS | Figure Markets | ~4% (SOFR-linked) | None | Not stated | Provenance / Ethereum |
| JUP-LEND Jupiter Lend (USDC) | Jupiter (protocol) | ~4% (variable) | None | No KYC on a DEX | Solana |
| USDD-JL JustLend USDD (Tron) | JustLend DAO (Tron) | ~4% (variable) | None | No KYC on a DEX | Tron |
| mTBILL Midas mTBILL | Midas | ~4% (tracks T-bills) | None | No KYC on a DEX | Ethereum (+L2s, Algorand) |
| MORPHO Morpho Vaults (USDC) | Morpho (vaults by curators) | ~4-8% (variable, per vault) | None | No KYC on a DEX | Ethereum / Base (+) |
| NEXO-EARN Nexo Earn (Stablecoins) | Nexo | ~4-14% (tiered) | None | Not stated | Custodial (in-app) |
| USDN Noble Dollar | Noble | ~4% (T-bill based) | None | No KYC on a DEX | Cosmos (Noble) / IBC |
| sfrxUSD Staked Frax USD | Frax Finance | ~4.1% (~4-5%) | None | No KYC on a DEX | Ethereum / Fraxtal |
| AAVE-USDC Aave USDC Lending | Aave (protocol) | ~3.8% (variable) | None | No KYC on a DEX | Ethereum (+many L2s) |
| SPARK Spark Savings | Spark (Sky ecosystem) | ~3.6% (variable) | None | No KYC on a DEX | Ethereum / Arbitrum / Base |
| BUIDL BlackRock USD Institutional Digital Liquidity Fund | BlackRock / Securitize | ~3.59% | $5M (institutional) | Not stated | Ethereum (+8) |
| JTRSY Janus Henderson Anemoy Treasury Fund | Anemoy / Janus Henderson (Centrifuge) | ~3.59% | $500,000 (institutional) | Not stated | Ethereum (+6) |
| USDY Ondo US Dollar Yield | Ondo Finance | ~3.55% | ~$50 (secondary market) | No KYC on a DEX | Ethereum / Solana (+10) |
| OUSG Ondo Short-Term US Government Treasuries | Ondo Finance | ~3.53% | $5,000 | No KYC on a DEX | Ethereum / Solana / Polygon |
| sUSDS Sky Savings Token | Sky (MakerDAO) | ~3.52% | None | No KYC on a DEX | Ethereum (+Solana, Base) |
| JAAA Janus Henderson Anemoy AAA CLO Fund | Janus Henderson (Centrifuge / Anemoy) | ~3.5% (floating) | None (deJAAA) | No KYC on a DEX | Ethereum / Base / Solana (deJAAA) |
| WTGXX WisdomTree Government Money Market Digital Fund | WisdomTree | ~3.5% | Low (app-based) | Not stated | Stellar / Ethereum (share records) |
| TBILL OpenEden TBILL | OpenEden | ~3.48% (T-bill level) | KYC onboarding; verify current minimum | Not stated | Ethereum / Arbitrum |
| BENJI Franklin OnChain US Government Money Fund | Franklin Templeton | 3.47% | Low (Benji app) | Not stated | Stellar / Base / Ethereum |
| USTB Superstate Short Duration US Government Securities Fund | Superstate / Invesco | ~3.38% (T-bill level) | Qualified purchasers (high) | KYC required | Ethereum / Solana |
| USD0++ Usual USD0++ | Usual | ~3.31% (T-bill base + USUAL rewards) | None | No KYC on a DEX | Ethereum |
| USYC Circle USYC | Circle (Hashnote Intl. Short Duration Yield Fund) | ~3.28% (T-bill level) | Institutional channels | Not stated | Ethereum / Solana / Canton / Sui |
| KAU Kinesis Gold | Kinesis Money | ~3.05% (paid in gold) | From ~$1 (0.01 g) | Not stated | Ethereum / Kinesis |
| BLOXXTER Bloxxter (tokenized German real estate) | Bloxxter Invest GmbH (Germany) | ~3% (coupon) | €500 | Not stated | Security tokens (held in wallet) |
| CENTRIFUGE Centrifuge RWA Vaults | Centrifuge (vaults per manager) | ~3-6% (per vault, variable) | None | No KYC on a DEX | Ethereum / Avalanche (+) |
| cbETH Coinbase Wrapped Staked ETH | Coinbase | ~2.41% (in ETH, after fee) | None | No KYC on a DEX | Ethereum / Base |
| weETH ether.fi Staked ETH | ether.fi | ~2.37% (in ETH + restaking) | None | No KYC on a DEX | Ethereum (+L2s) |
| stETH Lido Staked ETH | Lido DAO | ~2.29% (in ETH) | None (any amount of ETH) | No KYC on a DEX | Ethereum (+L2s) |
| rETH Rocket Pool Staked ETH | Rocket Pool | ~2.17% (in ETH) | From ~0.01 ETH | No KYC on a DEX | Ethereum (+L2s) |
| EUTBL Spiko EU T-Bills Money Market Fund | Spiko (SICAV, France) | 1.66% | €1 (≈€1,000 practical) | Not stated | Stellar / Ethereum / Base |
| sDAI Savings DAI | Sky (MakerDAO) | ~1.25% | None | No KYC on a DEX | Ethereum (+Gnosis, L2) |
| scrvUSD Curve Savings crvUSD | Curve Finance | ~0.78% (variable) | None | No KYC on a DEX | Ethereum |
| KAG Kinesis Silver | Kinesis Money | ~0.08% (paid in silver) | Fractional (~$1+) | Not stated | Ethereum / Kinesis |
More questions
Which 3 tokens pay the highest yield without KYC?
1. sUSDai: ~7.7% (variable) — from usd.ai; 2. USR: ~7-9% (variable, funding-dependent) — from Resolv Labs; 3. mSOL: ~6.35% (in SOL) — from Marinade. All can be bought on a DEX with a self-custody wallet, no identity check.
Which 3 stablecoins pay the highest yield right now?
1. sUSDai: ~7.7% (variable), issued by usd.ai — earned from loans collateralized by GPU/AI hardware; 2. USR: ~7-9% (variable, funding-dependent), issued by Resolv Labs — earned from staking + perp funding rates (delta-neutral); 3. sUSDf: Variable (~6-9%), issued by Falcon Finance — earned from diversified market-neutral strategies.
Which 3 tokenized treasuries pay the highest yield?
1. USTBL: 4.11%, minimum €1 (≈$1,000 practical) — from Spiko (SICAV, France); 2. mTBILL: ~4% (tracks T-bills), no minimum — from Midas; 3. BUIDL: ~3.59%, minimum $5M (institutional) — from BlackRock / Securitize.
Why do some tokens pay more than US Treasuries?
Because the holder carries a risk the government bond does not have. Rental property can sit empty or need repairs; a private credit borrower can default; a synthetic dollar earns from funding rates that can turn negative; staking rewards fall when more people stake. The extra yield is the price of that risk, not a free bonus.
Which one has the lowest minimum?
sUSDai (usd.ai), with no minimum. The highest stated minimum here is JTRSY, with minimum $500,000 (institutional).
Which of them can I buy without KYC?
29 of 51 can be bought on a DEX without identity verification. 1 require KYC to buy. For the rest, the source does not state the secondary-market gate.
Where does the yield of the top five come from?
GF-PRIME: Interest from institutional private-credit funds. REENTAL: Rental income / project return (stablecoin). SCOPE: Senior private credit portfolio. LOFTY: Net rental income (USDC, daily). sUSDai: Loans collateralized by GPU/AI hardware.
Which is the largest?
By size, USYC at $3.0B, followed by BUIDL at $2.4B and USDY at $2.1B. Size is not safety, but a larger product usually means a deeper market to sell into.
Are these yields fixed?
51 of 51 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked between 2026-07-23 and 2026-08-25.