Which real-world-asset and yield tokens can I buy without KYC, using only a self-custody wallet?
29 tokens without a KYC gate on the secondary market in our data state a yield. The highest right now is sUSDai from usd.ai at ~7.7% (variable). The range runs from 0.78% (scrvUSD) to 7.70%. Yields are variable and not guaranteed.
KYC is three gates, not one: to mint with the issuer, to buy on a secondary market, and to redeem. This list shows tokens whose secondary-market gate is open — you can buy them on a decentralised exchange with a self-custody wallet. Minting or redeeming may still need KYC, and an issuer can still restrict who may hold the token.
Figures from our live dataset · page generated 2026-10-11 · not investment advice
| Token | Issuer | Yield / return | Minimum | KYC to buy | Chain |
|---|---|---|---|---|---|
| sUSDai usd.ai (staked) | usd.ai | ~7.7% (variable) | None | No KYC on a DEX | Arbitrum |
| USR Resolv USR | Resolv Labs | ~7-9% (variable, funding-dependent) | None | No KYC on a DEX | Ethereum / Base |
| mSOL Marinade Staked SOL | Marinade | ~6.35% (in SOL) | None | No KYC on a DEX | Solana |
| sUSDf Falcon USDf (staked) | Falcon Finance | Variable (~6-9%) | None | No KYC on a DEX | Ethereum |
| lvlUSD Level lvlUSD | Level (Peregrine) | ~5-8% (variable) | None | No KYC on a DEX | Ethereum |
| USDM Mountain Protocol USDM | Mountain Protocol | ~5% (rebasing) | None | No KYC on a DEX | Ethereum (+L2s) |
| syrupUSDC Maple Syrup USDC | Maple Finance | ~4.84% | None | No KYC on a DEX | Ethereum / Solana / Base |
| jitoSOL Jito Staked SOL | Jito | ~4.77% (in SOL, incl. MEV) | None | No KYC on a DEX | Solana |
| sUSDe Ethena Staked USDe | Ethena Labs | ~4.6% (variable) | None | No KYC on a DEX | Ethereum (+L2) |
| JUP-LEND Jupiter Lend (USDC) | Jupiter (protocol) | ~4% (variable) | None | No KYC on a DEX | Solana |
| USDD-JL JustLend USDD (Tron) | JustLend DAO (Tron) | ~4% (variable) | None | No KYC on a DEX | Tron |
| mTBILL Midas mTBILL | Midas | ~4% (tracks T-bills) | None | No KYC on a DEX | Ethereum (+L2s, Algorand) |
| MORPHO Morpho Vaults (USDC) | Morpho (vaults by curators) | ~4-8% (variable, per vault) | None | No KYC on a DEX | Ethereum / Base (+) |
| USDN Noble Dollar | Noble | ~4% (T-bill based) | None | No KYC on a DEX | Cosmos (Noble) / IBC |
| sfrxUSD Staked Frax USD | Frax Finance | ~4.1% (~4-5%) | None | No KYC on a DEX | Ethereum / Fraxtal |
| AAVE-USDC Aave USDC Lending | Aave (protocol) | ~3.8% (variable) | None | No KYC on a DEX | Ethereum (+many L2s) |
| SPARK Spark Savings | Spark (Sky ecosystem) | ~3.6% (variable) | None | No KYC on a DEX | Ethereum / Arbitrum / Base |
| USDY Ondo US Dollar Yield | Ondo Finance | ~3.55% | ~$50 (secondary market) | No KYC on a DEX | Ethereum / Solana (+10) |
| OUSG Ondo Short-Term US Government Treasuries | Ondo Finance | ~3.53% | $5,000 | No KYC on a DEX | Ethereum / Solana / Polygon |
| sUSDS Sky Savings Token | Sky (MakerDAO) | ~3.52% | None | No KYC on a DEX | Ethereum (+Solana, Base) |
| JAAA Janus Henderson Anemoy AAA CLO Fund | Janus Henderson (Centrifuge / Anemoy) | ~3.5% (floating) | None (deJAAA) | No KYC on a DEX | Ethereum / Base / Solana (deJAAA) |
| USD0++ Usual USD0++ | Usual | ~3.31% (T-bill base + USUAL rewards) | None | No KYC on a DEX | Ethereum |
| CENTRIFUGE Centrifuge RWA Vaults | Centrifuge (vaults per manager) | ~3-6% (per vault, variable) | None | No KYC on a DEX | Ethereum / Avalanche (+) |
| cbETH Coinbase Wrapped Staked ETH | Coinbase | ~2.41% (in ETH, after fee) | None | No KYC on a DEX | Ethereum / Base |
| weETH ether.fi Staked ETH | ether.fi | ~2.37% (in ETH + restaking) | None | No KYC on a DEX | Ethereum (+L2s) |
| stETH Lido Staked ETH | Lido DAO | ~2.29% (in ETH) | None (any amount of ETH) | No KYC on a DEX | Ethereum (+L2s) |
| rETH Rocket Pool Staked ETH | Rocket Pool | ~2.17% (in ETH) | From ~0.01 ETH | No KYC on a DEX | Ethereum (+L2s) |
| sDAI Savings DAI | Sky (MakerDAO) | ~1.25% | None | No KYC on a DEX | Ethereum (+Gnosis, L2) |
| scrvUSD Curve Savings crvUSD | Curve Finance | ~0.78% (variable) | None | No KYC on a DEX | Ethereum |
| bIB01 Backed IB01 $ Treasury Bond 0-1yr | Backed Finance | T-bill level | From token price on DEX | No KYC on a DEX | Ethereum / Arbitrum (+4) |
| bCSPX Backed S&P 500 (bCSPX) | Backed Finance | Price + accumulating dividends | Fractional | No KYC on a DEX | Ethereum / Base (+) |
| VNXAU VNX Gold | VNX (Liechtenstein) | 0% (store of value) | Fractional (~1g equivalent) | No KYC on a DEX | Ethereum / Polygon / Solana (+) |
| bZPR1 Backed $ ZPR1 1-3 Month T-Bill | Backed Finance | Yield accrues into the token price | — | No KYC on a DEX | Ethereum / Base (+6) |
| bGOOGL Backed Alphabet Inc | Backed Finance | Price return | — | No KYC on a DEX | Ethereum / Base (+5) |
| bCSBGC3 Backed CSBGC3 CHF Swiss Domestic Government Bond 0-3yr | Backed Finance | Yield accrues into the token price | — | No KYC on a DEX | Ethereum / Base (+5) |
| bCOIN Backed Coinbase Global | Backed Finance | Price return | — | No KYC on a DEX | Ethereum / Base (+7) |
| bERNA Backed ERNA $ Ultrashort Bond | Backed Finance | Yield accrues into the token price | — | No KYC on a DEX | Ethereum / Base (+6) |
| bERNX Backed ERNX € Ultrashort Bond | Backed Finance | Yield accrues into the token price | — | No KYC on a DEX | Ethereum / Base (+6) |
| bC3M Backed GOVIES 0-6 months EURO investment grade | Backed Finance | Yield accrues into the token price | — | No KYC on a DEX | Ethereum / Base (+6) |
| bGME Backed GameStop Corp | Backed Finance | Price return | — | No KYC on a DEX | Solana / Ethereum (+6) |
| bHIGH Backed HIGH € High Yield Corp Bond | Backed Finance | Yield accrues into the token price | — | No KYC on a DEX | Ethereum / Base (+6) |
| bIBTA Backed IBTA $ Treasury Bond 1-3yr | Backed Finance | Yield accrues into the token price | — | No KYC on a DEX | Ethereum / Base (+6) |
| bMSTR Backed MicroStrategy Inc | Backed Finance | Price return | — | No KYC on a DEX | Ethereum / Base (+5) |
| bMSFT Backed Microsoft Corp | Backed Finance | Price return | — | No KYC on a DEX | Ethereum / Base (+5) |
| bNVDA Backed NVIDIA Corp | Backed Finance | Price return | — | No KYC on a DEX | Ethereum / Base (+5) |
| bNIU Backed Niu Technologies | Backed Finance | Price return | — | No KYC on a DEX | Ethereum / Base (+6) |
| bTSLA Backed Tesla Inc | Backed Finance | Price return | — | No KYC on a DEX | Solana / Ethereum (+6) |
How to choose
No KYC to buy on a DEX means you hold the token in your own wallet and nobody checks who you are at purchase. It does not mean the issuer cannot freeze a wallet, and it does not settle whether you are allowed to hold the product where you live. If you might ever need to redeem with the issuer rather than sell on the market, check whether redemption requires KYC.
More questions
Which one has the lowest minimum?
sUSDai (usd.ai), with no minimum. The highest stated minimum here is OUSG, with minimum $5,000.
Where does the yield of the top five come from?
sUSDai: Loans collateralized by GPU/AI hardware. USR: Staking + perp funding rates (delta-neutral). mSOL: Solana staking rewards. sUSDf: Diversified market-neutral strategies. lvlUSD: DeFi lending interest on reserves.
Which is the largest?
By size, USDY at $2.1B, followed by CENTRIFUGE at $1.5B and syrupUSDC at $1.4B. Size is not safety, but a larger product usually means a deeper market to sell into.
Are these yields fixed?
37 of 47 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked between 2026-07-23 and 2026-08-25.