How much do private credit tokens yield, and what risk am I taking for the extra return?
5 private credit tokens in our data state a yield. The highest right now is GF-PRIME from Goldfinch (Warbler Labs) at ~10-12%. The range runs from 3.00% (CENTRIFUGE) to 10.00%. 3 of them can be bought on a DEX without KYC. Yields are variable and not guaranteed.
Private credit tokens lend to companies or funds off-chain and pay the interest on-chain. Yields are higher than treasuries because the borrower can default; the token page names the borrower type and the source of every figure.
Figures from our live dataset · page generated 2026-10-11 · not investment advice
| Token | Issuer | Yield / return | Minimum | KYC to buy | Chain |
|---|---|---|---|---|---|
| GF-PRIME Goldfinch Prime | Goldfinch (Warbler Labs) | ~10-12% | Varies (non-US) | Not stated | Ethereum (also via Plume) |
| CLEARPOOL Clearpool | Clearpool (pools per borrower) | ~6-12% (per pool, variable) | None | Not stated | Ethereum (+L2s) |
| syrupUSDC Maple Syrup USDC | Maple Finance | ~4.84% | None | No KYC on a DEX | Ethereum / Solana / Base |
| JAAA Janus Henderson Anemoy AAA CLO Fund | Janus Henderson (Centrifuge / Anemoy) | ~3.5% (floating) | None (deJAAA) | No KYC on a DEX | Ethereum / Base / Solana (deJAAA) |
| CENTRIFUGE Centrifuge RWA Vaults | Centrifuge (vaults per manager) | ~3-6% (per vault, variable) | None | No KYC on a DEX | Ethereum / Avalanche (+) |
Side by side
| GF-PRIME | CLEARPOOL | syrupUSDC | JAAA | CENTRIFUGE | |
|---|---|---|---|---|---|
| Where the yield comes from | Interest from institutional private-credit funds | Interest from institutional borrowers | Institutional, over-collateralized lending | Interest from AAA-rated floating-rate CLOs | Institutional RWA credit portfolios |
| Risk (our label) | Medium-High | Medium-High | Medium | Low | Medium |
| Custody | Self-custody | Self-custody | Self-custody | Self-custody | Self-custody |
| Liquidity | Limited; private-credit redemption windows | Pool-dependent; dynamic withdrawal | Redeem via liquidity buffer; large amounts may queue | Daily; deJAAA freely transferable on DEXs | Vault-dependent |
| KYC to mint with the issuer | KYC required | Not stated | No KYC | Not stated | No KYC |
| KYC to buy on a market | Not stated | Not stated | No KYC | No KYC | No KYC |
| KYC to redeem | Not stated | Not stated | Not stated | Not stated | Not stated |
| Assets under management | — | — | $1.36B | $438M | ~$1.5B+ across vaults |
| Jurisdiction | US-founded; non-US investors | Decentralized protocol | Global | US (Janus Henderson) / decentralized rails | Decentralized protocol |
| How to buy | Via goldfinch.finance (Prime) or Plume Nest vault, KYC | Connect a wallet at clearpool.finance, pick a pool | Buy syrupUSDC at app.maple.finance or on a DEX | Buy deJAAA via Centrifuge (centrifuge.io) or a DEX | Connect a wallet at centrifuge.io, pick a vault |
How to choose
Private credit pays more than treasuries because loans can default. Look at who the borrowers are, whether the loans are over-collateralised, and how losses are absorbed — some pools have a junior tranche that takes the first loss. Withdrawals are often not instant: many pools process redemptions in queues or windows, so the money can be locked exactly when you want it.
More questions
Which of them can I buy without KYC?
3 of 5 can be bought on a DEX without identity verification: syrupUSDC, JAAA, CENTRIFUGE. For the rest, the source does not state the secondary-market gate.
Where does the yield come from?
GF-PRIME: Interest from institutional private-credit funds. CLEARPOOL: Interest from institutional borrowers. syrupUSDC: Institutional, over-collateralized lending. JAAA: Interest from AAA-rated floating-rate CLOs. CENTRIFUGE: Institutional RWA credit portfolios.
Which is the largest?
By size, CENTRIFUGE at $1.5B, followed by syrupUSDC at $1.4B and JAAA at $438M. Size is not safety, but a larger product usually means a deeper market to sell into.
How risky are they?
GF-PRIME: Medium-High. CLEARPOOL: Medium-High. syrupUSDC: Medium. JAAA: Low. CENTRIFUGE: Medium. The risk label is ours, in plain language, and is explained on each token page.
Are these yields fixed?
5 of 5 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked between 2026-07-23 and 2026-08-25.