TokenBank 日本語 · ステーブルコイン貸出
USDCやUSDTをDeFiで貸すと金利はどのくらいですか？
要点
当サイトのデータにはステーブルコインの貸出市場が275件あり、最も高いのはAccountable — USDC lending (Earn ACC Points)の20.43%、中央値は5.1%です。対象チェーンはEthereum、Monad、Near、Base、BSC、Solanaなどです。金利は変動し、円で見ると為替の影響も受けます。
DeFiのレンディング市場にステーブルコインを預けると、借り手が支払う金利を受け取れます。金利は借入需要に応じて常に変動します。スマートコントラクトのリスクがあり、一部の金利には報酬ポイントやトークン報酬が含まれています。
データ基準日 2026-10-28 · 投資助言ではありません。購入できる人は発行体が定めます。 · English
275件中50件を表示 · 全件はAPIで取得できます
| 銘柄 | 発行体 | 利回り・リターン | 最低投資額 | チェーン | 状態 |
|---|---|---|---|---|---|
| Accountable — USDC lending (Earn ACC Points) on Ethereum DL-ACCOUNTABLE-USDC-ETHEREUM-3F3D | Accountable (protocol) | 20.43% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Euler V2 — USDC lending (Clearstar Earn USDC) on Monad DL-EULERV2-USDC-MONAD | Euler V2 (protocol) | 13.79% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| 3Jane Lending — SUSD3 lending on Ethereum DL-3JANELENDING-SUSD3-ETHEREUM | 3Jane Lending (protocol) | 13.6% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Accountable — USDC lending on Ethereum DL-ACCOUNTABLE-USDC-ETHEREUM-3889 | Accountable (protocol) | 13.44% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Accountable — USDC lending (Earn ACC Points) on Monad DL-ACCOUNTABLE-USDC-MONAD-5935 | Accountable (protocol) | 13.16% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Accountable — USDC lending on Ethereum DL-ACCOUNTABLE-USDC-ETHEREUM-0E00 | Accountable (protocol) | 12.13% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Accountable — USDC lending on Monad DL-ACCOUNTABLE-USDC-MONAD-D0B9 | Accountable (protocol) | 12.09% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Rhea Lend — USDT lending on Near DL-RHEALEND-USDT-NEAR | Rhea Lend (protocol) | 11.93% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Near | 運用中 |
| Morpho Blue — FCUSDT lending on Ethereum DL-MORPHOBLUE-FCUSDT-ETHEREUM | Morpho Blue (protocol) | 11.7% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Rhea Lend — USDC lending on Near DL-RHEALEND-USDC-NEAR | Rhea Lend (protocol) | 11.44% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Near | 運用中 |
| Pareto Credit — USDC lending (Bastion) on Ethereum DL-PARETOCREDIT-USDC-ETHEREUM-131F | Pareto Credit (protocol) | 10.59% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Accountable — USDC lending (Earn ACC Points) on Monad DL-ACCOUNTABLE-USDC-MONAD-1A9C | Accountable (protocol) | 9.74% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Pareto Credit — USDC lending (Adaptive Frontier) on Ethereum DL-PARETOCREDIT-USDC-ETHEREUM-33C3 | Pareto Credit (protocol) | 9.38% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — APYXAPXUSD lending on Ethereum DL-MORPHOBLUE-APYXAPXUSD-ETHEREUM | Morpho Blue (protocol) | 9.14% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — NOONECOUSDC lending on Base DL-MORPHOBLUE-NOONECOUSDC-BASE | Morpho Blue (protocol) | 9.03% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Base | 運用中 |
| Morpho Blue — ROXCUSDC lending on Ethereum DL-MORPHOBLUE-ROXCUSDC-ETHEREUM | Morpho Blue (protocol) | 8.82% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — AUGUSTUSDCV2 lending on Monad DL-MORPHOBLUE-AUGUSTUSDCV2-MONAD | Morpho Blue (protocol) | 8.7% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Lista Lending — USDT lending on BSC DL-LISTALENDING-USDT-BSC | Lista Lending (protocol) | 8.64% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | BSC | 運用中 |
| Loopscale Lending — USD.INFRA lending on Solana DL-LOOPSCALELENDING-USDINFRA-SOLANA | Loopscale Lending (protocol) | 8.62% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Solana | 運用中 |
| Kamino Lend — USDC lending (Plume x Re7 USDC) on Solana DL-KAMINOLEND-USDC-SOLANA-0BA9 | Kamino Lend (protocol) | 8.42% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Solana | 運用中 |
| Morpho Blue — HUMAUSDC lending on Ethereum DL-MORPHOBLUE-HUMAUSDC-ETHEREUM | Morpho Blue (protocol) | 8.39% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Sky Lending — USDS lending (GROVE Farming Pool) on Ethereum DL-SKYLENDING-USDS-ETHEREUM | Sky Lending (protocol) | 8.27% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Dolomite — USD1 lending on Ethereum DL-DOLOMITE-USD1-ETHEREUM | Dolomite (protocol) | 8.22% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Aave V4 — USDT lending (Core) on Ethereum DL-AAVEV4-USDT-ETHEREUM | Aave V4 (protocol) | 8.14% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — ROXUSDCY lending on Ethereum DL-MORPHOBLUE-ROXUSDCY-ETHEREUM | Morpho Blue (protocol) | 8.13% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Pareto Credit — USDC lending (FalconX) on Ethereum DL-PARETOCREDIT-USDC-ETHEREUM-2EB2 | Pareto Credit (protocol) | 8.06% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — BBQUSDG lending on Arbitrum DL-MORPHOBLUE-BBQUSDG-ARBITRUM | Morpho Blue (protocol) | 8% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Arbitrum | 運用中 |
| Morpho Blue — GTUSDGP lending on Arbitrum DL-MORPHOBLUE-GTUSDGP-ARBITRUM | Morpho Blue (protocol) | 8% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Arbitrum | 運用中 |
| Morpho Blue — M1USDC lending on Ethereum DL-MORPHOBLUE-M1USDC-ETHEREUM | Morpho Blue (protocol) | 7.92% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — Y10KAUSD lending on Monad DL-MORPHOBLUE-Y10KAUSD-MONAD | Morpho Blue (protocol) | 7.85% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Morpho Blue — HYPERUSDCA lending on Monad DL-MORPHOBLUE-HYPERUSDCA-MONAD | Morpho Blue (protocol) | 7.8% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Morpho Blue — RESERVOIRUSDC lending on Ethereum DL-MORPHOBLUE-RESERVOIRUSDC-ETHEREUM | Morpho Blue (protocol) | 7.8% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — SATUSDC lending on Monad DL-MORPHOBLUE-SATUSDC-MONAD | Morpho Blue (protocol) | 7.64% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Morpho Blue — CSUSDCCORE lending on Ethereum DL-MORPHOBLUE-CSUSDCCORE-ETHEREUM | Morpho Blue (protocol) | 7.6% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — GUSDTQ lending on Ethereum DL-MORPHOBLUE-GUSDTQ-ETHEREUM | Morpho Blue (protocol) | 7.56% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — UNIUSDT lending on Ethereum DL-MORPHOBLUE-UNIUSDT-ETHEREUM | Morpho Blue (protocol) | 7.56% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Kamino Lend — USDC lending (Kamino Institutional USDC) on Solana DL-KAMINOLEND-USDC-SOLANA-513E | Kamino Lend (protocol) | 7.53% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Solana | 運用中 |
| Kamino Lend — USDG lending (Steakhouse USDG High Yield) on Solana DL-KAMINOLEND-USDG-SOLANA-C21A | Kamino Lend (protocol) | 7.51% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Solana | 運用中 |
| Morpho Blue — ARMUSDTP lending on Ethereum DL-MORPHOBLUE-ARMUSDTP-ETHEREUM | Morpho Blue (protocol) | 7.5% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — STEAKUSDT lending on Ethereum DL-MORPHOBLUE-STEAKUSDT-ETHEREUM-EF5D | Morpho Blue (protocol) | 7.48% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Accountable — AUSD lending on Monad DL-ACCOUNTABLE-AUSD-MONAD-06C8 | Accountable (protocol) | 7.47% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Morpho Blue — GTUSDTP lending on Ethereum DL-MORPHOBLUE-GTUSDTP-ETHEREUM | Morpho Blue (protocol) | 7.47% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — CSAAUSD lending on Monad DL-MORPHOBLUE-CSAAUSD-MONAD | Morpho Blue (protocol) | 7.39% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Loopscale Lending — USDC lending on Solana DL-LOOPSCALELENDING-USDC-SOLANA-D449 | Loopscale Lending (protocol) | 7.28% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Solana | 運用中 |
| Accountable — USDC lending (Earn ACC Points) on Monad DL-ACCOUNTABLE-USDC-MONAD-313B | Accountable (protocol) | 7.26% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Monad | 運用中 |
| Morpho Blue — PENDLEUSDCHY lending on Ethereum DL-MORPHOBLUE-PENDLEUSDCHY-ETHEREUM | Morpho Blue (protocol) | 7.25% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Morpho Blue — K3USDC lending on Base DL-MORPHOBLUE-K3USDC-BASE | Morpho Blue (protocol) | 7.24% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Base | 運用中 |
| Morpho Blue — GTUSDT lending on Ethereum DL-MORPHOBLUE-GTUSDT-ETHEREUM | Morpho Blue (protocol) | 7.22% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
| Current — USDC lending (MainMarket) on Sui DL-CURRENT-USDC-SUI | Current (protocol) | 7.2% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Sui | 運用中 |
| Morpho Blue — VBGTUSDT lending on Ethereum DL-MORPHOBLUE-VBGTUSDT-ETHEREUM | Morpho Blue (protocol) | 7.2% (variable, DefiLlama 2026-10-28) checked 28 Oct 2026 | None | Ethereum | 運用中 |
よくある質問
金利が高い市場ほど良いのですか？
必ずしもそうではありません。高い金利は一時的な借入需要や報酬トークンによることが多く、担保資産やコントラクトのリスクが高い場合もあります。
銀行預金と同じですか？
いいえ。預金保険の対象外で、スマートコントラクトの不具合や担保の清算失敗による損失の可能性があります。
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