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USTBL

Spiko US T-Bills Money Market Fund

Tokenized Money Market FundSpiko (SICAV, France)Stellar / EthereumFOR RETAIL (EU)
YIELD
4.11%
vs SAVINGS
+211bp
RISK
VERY LOW
RANK IN TYPE
1/6
VENUES
ISSUER ONLY

Peers · Tokenized Money Market Fund

AVG 3.27% · BENCH 2.00%
TICKERISSUERYIELDvs SAVRISKMIN
USTBL ◂Spiko (SICAV, France)4.11%+211bpVERY LOW€1 (≈$1,000 practical)
BUIDLBlackRock / Securitize~3.59%+159bpLOW$5M (institutional)
WTGXXWisdomTree~3.5%+150bpVERY LOWLow (app-based)
BENJIFranklin Templeton3.47%+147bpLOWLow (Benji app)
USYCCircle (Hashnote Intl. Short Duration Yield Fund)~3.28%+128bpLOWInstitutional channels
EUTBLSpiko (SICAV, France)1.66%-34bpVERY LOW€1 (≈€1,000 practical)

Description

ISSUER DOCS

French AMF-regulated money-market fund holding short-term US Treasury bills (USD); EU retail-accessible.

Buying · Q&A

3 QUESTIONS
How do I buy USTBL?+

Spiko account + KYC, subscribe directly. The issuer names these venues: Spiko. The token runs on Stellar / Ethereum. Minimum: €1 (≈$1,000 practical).

Where can I buy USTBL?+

USTBL is not listed on any exchange or DEX we can see. It is bought (subscribed) and redeemed directly with the issuer, Spiko (SICAV, France).

Who can buy USTBL?+

As Spiko SICAV (USTBL, EUTBL) states it: EU, retail investors: yes (Spiko account and KYC); US, retail investors: no (Subscribers certify they are not US persons). The issuer has the final word; check its terms before buying.

Where to trade

SECONDARY MARKET
NO EXCHANGE LISTING

USTBL does not trade on any exchange or DEX we can see. You get it from the issuer and redeem it there — see below.

Issuer · primary market

SUBSCRIBE / REDEEM
Spiko (SICAV, France)

Spiko account + KYC, subscribe directly

MIN
€1 (≈$1,000 practical)
KYC
Required
CUSTODY
Custodial (regulated fund)
GO TO SPIKO↗

Who may buy is set by the issuer — check their terms. Not investment advice.

Key facts

Yield / return
4.11%
Risk
Very Low
Minimum
€1 (≈$1,000 practical)
Liquidity
Daily subscription/redemption
Custody
Custodial (regulated fund)
KYC
Required

Details

Issuer
Spiko (SICAV, France)
Type
Tokenized Money Market Fund
Category
Tokenized Treasuries
Yield source
Short-term US Treasury bills
Network
Stellar / Ethereum
Jurisdiction
France (EU, AMF-regulated)
AUM
$146M

Spread to savings

BP
USTBL
+211
BUIDL
+159
WTGXX
+150
BENJI
+147
USYC
+128
EUTBL
-34