Spark Savings

DeFi LendingSpark (Sky ecosystem)Ethereum / Arbitrum / Base

YIELD

~3.6%

vs SAVINGS

+160bp

RISK

MEDIUM

RANK IN TYPE

5/5

VENUES

—

Peers · DeFi Lending

AVG 4.68% · BENCH 2.00%

TICKER	ISSUER	YIELD	vs SAV	RISK	MIN
MORPHO	Morpho (vaults by curators)	~4-8%	+600bp	MEDIUM	None
JUP-LEND	Jupiter (protocol)	~4%	+200bp	MEDIUM	None
USDD-JL	JustLend DAO (Tron)	~4%	+200bp	MEDIUM-HIGH	None
AAVE-USDC	Aave (protocol)	~3.8%	+180bp	MEDIUM	None
SPARK ◂	Spark (Sky ecosystem)	~3.6%	+160bp	MEDIUM	None

Description

ISSUER DOCS

Savings vaults from Spark (Sky ecosystem): deposit USDC, USDS or USDT and earn the Sky-linked savings rate. Over $1B across chains — one of the largest DeFi savings products.

Buying · Q&A

2 QUESTIONS

How do I buy SPARK?+

Deposit stablecoins at spark.fi. The token runs on Ethereum / Arbitrum / Base. Minimum: None.

Do I need KYC to buy SPARK?+

Not on the secondary market: SPARK can be bought on a DEX without identity verification.

Where to trade

SECONDARY MARKET

No market data for SPARK yet — buy through the issuer below.

Issuer · primary market

SUBSCRIBE / REDEEM

Spark (Sky ecosystem)

Deposit stablecoins at spark.fi

MIN

None

KYC

None

CUSTODY

Self-custody

GO TO SPARK↗

Who may buy is set by the issuer — check their terms. Not investment advice.

Key facts

VERIFIED 2026-07-23

Yield / return: ~3.6% (variable)
Risk: Medium
Minimum: None
Liquidity: Withdraw any time
Custody: Self-custody
KYC: None
Verified: 2026-07-23

Details

Issuer: Spark (Sky ecosystem)
Type: DeFi Lending
Category: DeFi Lending
Yield source: Sky savings rate / lending markets
Network: Ethereum / Arbitrum / Base
Jurisdiction: Decentralized protocol
AUM: ~$1B+ across chains

Spread to savings

MORPHO

+600

JUP-LEND

+200

USDD-JL

+200

AAVE-USDC

+180

SPARK

+160