# TokenBank

> TokenBank (tokenbank.world) is a comparison hub for earning yield and investing in
> real-world assets with crypto: tokenized treasuries, yield stablecoins, gold, real
> estate, tokenized stocks, staking, DeFi/CeFi earn and tokenized alternative funds.
> 77 curated instruments, every figure sourced, risk labelled plainly.
> Operated by NumericalsAI Inc. Not investment advice.

Key facts for agents:
- Yields are variable; each instrument carries a source link and (where live-refreshed) a lastVerified date.
- Availability differs per country; the euAccess field states it per instrument. Do not assume access.
- None of these instruments are bank deposits or deposit-insured.

## Data (JSON)

- [All instruments](https://tokenbank.world/api/tokens): full dataset as JSON
- [Single instrument](https://tokenbank.world/api/tokens/USDY): /api/tokens/<ticker>, case-insensitive
- [RealT property portfolio](https://tokenbank.world/api/issuers/realt): every tokenized RealT property with computed net rental yield, token price, monthly rent and occupancy. Filters: ?city=, ?minYield=, ?maxPrice=, ?status=, ?limit=
- MCP server: POST https://tokenbank.world/api/mcp (Streamable HTTP; tools: search_yield_products, get_product_details, compare_with_savings_account, search_realt_properties)

## Pages

- [Overview / comparison hub](https://tokenbank.world/tokens)
- [Issuers & providers directory](https://tokenbank.world/issuers)
- [RealT portfolio drill-down](https://tokenbank.world/issuers/realt): the individual properties behind the issuer, with per-property net yield
- [All RealT properties (full text index)](https://tokenbank.world/issuers/realt/properties): every address with yield and token price, grouped by city
- [Homepage](https://tokenbank.world/)

## Instruments

### Real Assets

- [KAU — Kinesis Gold](https://tokenbank.world/token/KAU): ~3.05% (paid in gold) · Low-Medium risk · Available in EU/DE (retail)
- [PAXG — Pax Gold](https://tokenbank.world/token/PAXG): 0% (store of value) · Low-Medium risk · Available in EU/DE (exchanges)
- [REALT — RealT (tokenized US rental real estate)](https://tokenbank.world/token/REALT): 9.82% median net rent · High risk · Available in EU/DE (Reg S)
- [BLOXXTER — Bloxxter (tokenized German real estate)](https://tokenbank.world/token/BLOXXTER): ~3% (coupon) · High risk · Available in DE (BaFin)
- [BRICKWISE — Brickwise (tokenized DACH real estate)](https://tokenbank.world/token/BRICKWISE): Variable (rental) · High risk · Available in DE/AT (DACH)
- [FINEXITY — FINEXITY (tokenized real assets)](https://tokenbank.world/token/FINEXITY): Rental yield + appreciation · High risk · Available in DE (BaFin sphere)
- [KAG — Kinesis Silver](https://tokenbank.world/token/KAG): ~0.08% (paid in silver) · Low-Medium risk · Available in EU/DE (retail)
- [LOFTY — Lofty (tokenized US rental real estate)](https://tokenbank.world/token/LOFTY): 8-10% rental yield · High risk · EU/DE access unconfirmed — verify
- [XAUM — Matrixdock Gold](https://tokenbank.world/token/XAUM): 0% (store of value) · Low-Medium risk · Non-US retail; verify per country
- [REENTAL — Reental (tokenized EU real estate)](https://tokenbank.world/token/REENTAL): 10-14% (projected) · High risk · Available in EU/DE (CNMV)
- [XAUT — Tether Gold](https://tokenbank.world/token/XAUT): 0% (store of value) · Low-Medium risk · Available in EU/DE (exchanges)
- [xU3O8 — Tokenized Uranium](https://tokenbank.world/token/xU3O8): 0% (commodity price) · High (volatile commodity) risk · Non-US retail; verify per country
- [VNXAU — VNX Gold](https://tokenbank.world/token/VNXAU): 0% (store of value) · Low-Medium risk · Available in EU — Liechtenstein TVTG framework

### Staking

- [stETH — Lido Staked ETH](https://tokenbank.world/token/stETH): ~2.16% (in ETH) · Medium (crypto price) risk · Available in EU (permissionless DeFi)
- [cbETH — Coinbase Wrapped Staked ETH](https://tokenbank.world/token/cbETH): ~2.31% (in ETH, after fee) · Medium (crypto price) risk · Available in EU (Coinbase MiCA license)
- [jitoSOL — Jito Staked SOL](https://tokenbank.world/token/jitoSOL): ~5.18% (in SOL, incl. MEV) · Medium-High (crypto price) risk · Available in EU (permissionless DeFi)
- [mSOL — Marinade Staked SOL](https://tokenbank.world/token/mSOL): ~4.73% (in SOL) · Medium-High (crypto price) risk · Available in EU (permissionless DeFi)
- [rETH — Rocket Pool Staked ETH](https://tokenbank.world/token/rETH): ~2.21% (in ETH) · Medium (crypto price) risk · Available in EU (permissionless DeFi)
- [weETH — ether.fi Staked ETH](https://tokenbank.world/token/weETH): ~2.14% (in ETH + restaking) · Medium-High (crypto + restaking) risk · Available in EU (permissionless DeFi)

### Fixed Income

- [syrupUSDC — Maple Syrup USDC](https://tokenbank.world/token/syrupUSDC): ~4.81% · Medium risk · Available in EU/DE
- [USDY — Ondo US Dollar Yield](https://tokenbank.world/token/USDY): ~3.55% · Very Low risk · Available in EU/DE (Reg S)
- [sUSDS — Sky Savings Token](https://tokenbank.world/token/sUSDS): ~3.52% · Low risk · Available in EU/DE (US excluded)
- [EUTBL — Spiko EU T-Bills Money Market Fund](https://tokenbank.world/token/EUTBL): 1.66% · Very Low risk · Available in DE/EU (retail)
- [AAVE-USDC — Aave USDC Lending](https://tokenbank.world/token/AAVE-USDC): ~3.15% (variable) · Medium risk · Available in EU (permissionless DeFi)
- [ACRED — Apollo Diversified Credit Fund (tokenized)](https://tokenbank.world/token/ACRED): ~8-10% (target, variable) · Medium-High risk · Qualified/professional investors only
- [bIB01 — Backed IB01 $ Treasury Bond 0-1yr](https://tokenbank.world/token/bIB01): T-bill level · Low risk · EU (qualified investors in primary market)
- [BUIDL — BlackRock USD Institutional Digital Liquidity Fund](https://tokenbank.world/token/BUIDL): 3.40% · Low risk · Qualified purchasers only
- [CENTRIFUGE — Centrifuge RWA Vaults](https://tokenbank.world/token/CENTRIFUGE): ~3-6% (per vault, variable) · Medium risk · Available in EU (permissionless DeFi)
- [USYC — Circle USYC](https://tokenbank.world/token/USYC): ~4% (T-bill level) · Low risk · Qualified/institutional investors only
- [CLEARPOOL — Clearpool](https://tokenbank.world/token/CLEARPOOL): ~6-12% (per pool, variable) · Medium-High risk · Available in EU (permissionless; some pools KYC)
- [CB-USDC — Coinbase USDC Rewards](https://tokenbank.world/token/CB-USDC): ~4% (set by Coinbase, varies) · Low-Medium risk · Available in EU (MiCA license)
- [scrvUSD — Curve Savings crvUSD](https://tokenbank.world/token/scrvUSD): ~1.27% (variable) · Medium risk · Available in EU (permissionless DeFi)
- [sUSDe — Ethena Staked USDe](https://tokenbank.world/token/sUSDe): ~4.1% (variable) · Medium-High risk · Available in EU/DE
- [sUSDf — Falcon USDf (staked)](https://tokenbank.world/token/sUSDf): Variable (~6-9%) · Medium-High risk · Available in EU (permissionless DeFi)
- [YLDS — Figure YLDS](https://tokenbank.world/token/YLDS): ~4% (SOFR-linked) · Low-Medium risk · US-centric — EU access unclear, verify
- [BENJI — Franklin OnChain US Government Money Fund](https://tokenbank.world/token/BENJI): 3.47% · Low risk · Verify (primarily US)
- [GF-PRIME — Goldfinch Prime](https://tokenbank.world/token/GF-PRIME): ~10-12% · Medium-High risk · Non-US (verify DE eligibility)
- [SCOPE — Hamilton Lane SCOPE (tokenized)](https://tokenbank.world/token/SCOPE): ~9% (target, variable) · Medium-High risk · Qualified/professional investors only
- [JAAA — Janus Henderson Anemoy AAA CLO Fund](https://tokenbank.world/token/JAAA): ~3.5% (floating) · Low risk · deJAAA retail-transferable (verify DE)
- [JTRSY — Janus Henderson Anemoy Treasury Fund](https://tokenbank.world/token/JTRSY): 3.19% · Low risk · Accredited / professional investors only
- [JUP-LEND — Jupiter Lend (USDC)](https://tokenbank.world/token/JUP-LEND): ~4% (variable) · Medium risk · Available in EU (permissionless DeFi)
- [USDD-JL — JustLend USDD (Tron)](https://tokenbank.world/token/USDD-JL): ~4% (variable) · Medium-High (ecosystem counterparty) risk · Available in EU (permissionless DeFi)
- [lvlUSD — Level lvlUSD](https://tokenbank.world/token/lvlUSD): ~5-8% (variable) · Medium-High risk · Available in EU (permissionless DeFi)
- [mTBILL — Midas mTBILL](https://tokenbank.world/token/mTBILL): ~4% (tracks T-bills) · Low risk · Available in EU — retail approved (FMA/MiCA), excl. US/UK
- [MORPHO — Morpho Vaults (USDC)](https://tokenbank.world/token/MORPHO): ~4-8% (variable, per vault) · Medium risk · Available in EU (permissionless DeFi)
- [USDM — Mountain Protocol USDM](https://tokenbank.world/token/USDM): ~5% (rebasing) · Low risk · Not marketed in EU — MiCA restricts interest-bearing stablecoins; verify
- [NEXO-EARN — Nexo Earn (Stablecoins)](https://tokenbank.world/token/NEXO-EARN): ~4-14% (tiered) · Medium-High (platform counterparty) risk · Available in EU
- [USDN — Noble Dollar](https://tokenbank.world/token/USDN): ~4% (T-bill based) · Low-Medium risk · Available in EU (permissionless DeFi)
- [OUSG — Ondo Short-Term US Government Treasuries](https://tokenbank.world/token/OUSG): 3.34% · Low risk · Available in EU/DE (non-US)
- [TBILL — OpenEden TBILL](https://tokenbank.world/token/TBILL): ~3.28% (T-bill level) · Low risk · Non-US investors after KYC — verify per country
- [USDL — Paxos Lift Dollar](https://tokenbank.world/token/USDL): ~5% (rebasing) · Low risk · Not marketed in EU — MiCA restricts interest-bearing stablecoins; verify
- [USR — Resolv USR](https://tokenbank.world/token/USR): ~7-9% (variable, funding-dependent) · Medium-High risk · Available in EU (permissionless DeFi)
- [sDAI — Savings DAI](https://tokenbank.world/token/sDAI): ~1.25% · Very Low risk · Available in EU/DE (DeFi)
- [SPARK — Spark Savings](https://tokenbank.world/token/SPARK): ~3.6% (variable) · Medium risk · Available in EU (permissionless DeFi)
- [USTBL — Spiko US T-Bills Money Market Fund](https://tokenbank.world/token/USTBL): 4.11% · Very Low risk · Available in DE/EU (retail)
- [sfrxUSD — Staked Frax USD](https://tokenbank.world/token/sfrxUSD): ~4.1% (~4-5%) · Low-Medium risk · Available in EU/DE (DeFi)
- [USTB — Superstate Short Duration US Government Securities Fund](https://tokenbank.world/token/USTB): ~4% (T-bill level) · Low risk · Qualified purchasers only — not EU retail
- [USD0++ — Usual USD0++](https://tokenbank.world/token/USD0%2B%2B): ~2.26% (T-bill base + USUAL rewards) · Medium risk · Available in EU (permissionless DeFi)
- [WTGXX — WisdomTree Government Money Market Digital Fund](https://tokenbank.world/token/WTGXX): ~3.5% · Very Low risk · US persons only — not available in EU
- [sUSDai — usd.ai (staked)](https://tokenbank.world/token/sUSDai): ~7.7% (variable) · High (novel collateral, young protocol) risk · Available in EU (permissionless DeFi)

### Market Tokens

- [QQQx — Nasdaq-100 (xStocks QQQx)](https://tokenbank.world/token/QQQx): Price + accumulating dividends · Medium (equity market) risk · Available in DE (CySEC)
- [SPYx — S&P 500 (xStocks SPYx)](https://tokenbank.world/token/SPYx): Price + accumulating dividends · Medium (equity market) risk · Available in DE (CySEC/PEDSL, 360X)
- [GOOGLx — Alphabet (xStocks GOOGLx)](https://tokenbank.world/token/GOOGLx): Price + accumulating dividends · Medium (equity market) risk · Available in DE (CySEC)
- [AMZNx — Amazon (xStocks AMZNx)](https://tokenbank.world/token/AMZNx): Price return · Medium (equity market) risk · Available in DE (CySEC)
- [AAPLx — Apple (xStocks AAPLx)](https://tokenbank.world/token/AAPLx): Price + accumulating dividends · Medium (equity market) risk · Available in DE (CySEC)
- [bCSPX — Backed S&P 500 (bCSPX)](https://tokenbank.world/token/bCSPX): Price + accumulating dividends · Medium (equity market) risk · EU — MiFID II prospectus (retail via secondary market)
- [COINx — Coinbase (xStocks COINx)](https://tokenbank.world/token/COINx): Price return · High (volatile single name) risk · Available in DE (CySEC)
- [DINARI — Dinari dShares (via Gemini EU)](https://tokenbank.world/token/DINARI): Price + dividend (stablecoin) · Medium (equity market) risk · Available in EU (Gemini EU) — verify DE
- [GLDx — Gold ETF (xStocks GLDx)](https://tokenbank.world/token/GLDx): Price return (gold) · Medium (commodity market) risk · Available in DE (CySEC)
- [METAx — Meta (xStocks METAx)](https://tokenbank.world/token/METAx): Price + accumulating dividends · Medium (equity market) risk · Available in DE (CySEC)
- [MSFTx — Microsoft (xStocks MSFTx)](https://tokenbank.world/token/MSFTx): Price + accumulating dividends · Medium (equity market) risk · Available in DE (CySEC)
- [NVDAx — NVIDIA (xStocks NVDAx)](https://tokenbank.world/token/NVDAx): Price + accumulating dividends · Medium (equity market) risk · Available in DE (CySEC)
- [ONDO-GM — Ondo Global Markets](https://tokenbank.world/token/ONDO-GM): Price + accumulating dividends · Medium (equity market) risk · Available in 30 EU/EEA countries (incl. DE)
- [RH-STOCKS — Robinhood Stock Tokens (EU)](https://tokenbank.world/token/RH-STOCKS): Price return (+dividend credits) · Medium (equity market) risk · Built for EU retail
- [MSTRx — Strategy / MicroStrategy (xStocks MSTRx)](https://tokenbank.world/token/MSTRx): Price return · High (volatile, BTC-leveraged) risk · Available in DE (CySEC)
- [SWARM — Swarm (tokenized stocks & bonds)](https://tokenbank.world/token/SWARM): Price / bond yield · Medium (market) risk · Available in DE (BaFin, EU prospectus)
- [TSLAx — Tesla (xStocks TSLAx)](https://tokenbank.world/token/TSLAx): Price return · Medium (equity market) risk · Available in DE (CySEC)