{"slug":"usdc-vs-usdt","question":"USDC or USDT — which stablecoin is better, and what is the difference?","answer":"USDT is larger ($183.4B); USDC has $72.7B in circulation.","shortAnswer":"USDT is larger ($183.4B); USDC has $72.7B in circulation. In the EU, USDC is an authorised e-money token under MiCA; USDT is not authorised and has been delisted for EU users by regulated exchanges. Both can be bought on a DEX without KYC; redeeming with the issuer needs KYC.","asOf":"2026-10-11","faq":[{"q":"Which is the largest?","a":"By size, USDT at $183.4B, followed by USDC at $72.7B. Size is not safety, but a larger product usually means a deeper market to sell into."}],"count":2,"rows":[{"ticker":"USDT","name":"Tether","issuer":"Tether","category":"Payment Stablecoins","yield":"No yield","yieldPct":null,"yieldKind":"none","minimumUsd":null,"size":"$183,360,958,165 circulating","chains":"Tron / Ethereum / BSC (+127)","country":"United States","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://tether.to/en/fees/","lastVerified":"2026-10-11","tier":"imported","page":"https://tokenbank.world/token/USDT","json":"https://tokenbank.world/api/tokens/USDT"},{"ticker":"USDC","name":"USD Coin","issuer":"Circle","category":"Payment Stablecoins","yield":"No yield","yieldPct":null,"yieldKind":"none","minimumUsd":null,"size":"$72,656,933,418 circulating","chains":"Ethereum / Hyperliquid L1 / Solana (+154)","country":"United States","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.circle.com/circle-mint","lastVerified":"2026-10-11","tier":"imported","page":"https://tokenbank.world/token/USDC","json":"https://tokenbank.world/api/tokens/USDC"}],"programs":[],"underlyings":[],"sources":[],"_links":{"page":"https://tokenbank.world/answers/usdc-vs-usdt","index":"https://tokenbank.world/api/v1/answers"},"_citation":"TokenBank, “USDC or USDT — which stablecoin is better, and what is the difference?”, https://tokenbank.world/answers/usdc-vs-usdt (data as of 2026-10-11), CC BY 4.0.","_license":"CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/","_disclaimer":"Computed from sourced data; yields are variable and not guaranteed. Not investment advice. Verify each row’s source before relying on it."}