{"slug":"rwa-tokens-under-100-dollars","question":"Which real-world-asset tokens can I start with if I only have $100 or less?","answer":"30 tokens with a minimum of $100 or less in our data state a yield.","shortAnswer":"30 tokens with a minimum of $100 or less in our data state a yield. The highest right now is REALT from RealToken at Payouts suspended (stated median rent 9.82%). The range runs from 0.71% (scrvUSD) to 9.82%. 22 of them can be bought on a DEX without KYC. Yields are variable and not guaranteed.","asOf":"2026-10-19","faq":[{"q":"Which one has the lowest minimum?","a":"NEXO-EARN (Nexo), with no minimum. The highest stated minimum here is USDY, with minimum ~$50 (secondary market)."},{"q":"Which of them can I buy without KYC?","a":"22 of 30 can be bought on a DEX without identity verification. For the rest, the source does not state the secondary-market gate."},{"q":"Where does the yield of the top five come from?","a":"REALT: Net rental income — payouts suspended since Feb 2026. NEXO-EARN: Platform lending book. sUSDai: Loans collateralized by GPU/AI hardware. JAAA: Interest from AAA-rated floating-rate CLOs. syrupUSDC: Institutional, over-collateralized lending."},{"q":"Are these yields fixed?","a":"30 of 30 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked between 2026-07-23 and 2026-10-19."}],"count":30,"rows":[{"ticker":"REALT","name":"RealT (tokenized US rental real estate)","issuer":"RealToken","category":"Real Estate","yield":"Payouts suspended (stated median rent 9.82%)","yieldPct":9.82,"yieldKind":"variable","minimumUsd":50,"size":"$172M across 792 properties","chains":"Gnosis Chain / Ethereum","country":"USA","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://api.realtoken.community/v1/token","lastVerified":"2026-10-12","tier":"curated","page":"https://tokenbank.world/token/REALT","json":"https://tokenbank.world/api/tokens/REALT"},{"ticker":"NEXO-EARN","name":"Nexo Earn (Stablecoins)","issuer":"Nexo","category":"CeFi Earn","yield":"Up to 9.5% on USDT / 8.5% on USDC (by tier and region)","yieldPct":9.5,"yieldKind":"variable","minimumUsd":0,"size":"—","chains":"Custodial (in-app)","country":"Switzerland/EU entities (left US market)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://nexo.com/earn-crypto","lastVerified":"2026-10-19","tier":"curated","page":"https://tokenbank.world/token/NEXO-EARN","json":"https://tokenbank.world/api/tokens/NEXO-EARN"},{"ticker":"sUSDai","name":"usd.ai (staked)","issuer":"usd.ai","category":"Yield Stablecoins","yield":"~6.24% (variable)","yieldPct":6.24,"yieldKind":"variable","minimumUsd":0,"size":"~$330M","chains":"Arbitrum","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://usd.ai","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/sUSDai","json":"https://tokenbank.world/api/tokens/sUSDai"},{"ticker":"JAAA","name":"Janus Henderson Anemoy AAA CLO Fund","issuer":"Janus Henderson (Centrifuge / Anemoy)","category":"Private Credit","yield":"~5.8% (stated by Anemoy, undated)","yieldPct":5.8,"yieldKind":"variable","minimumUsd":0,"size":"$438M","chains":"Ethereum / Base / Solana (deJAAA)","country":"US (Janus Henderson) / decentralized rails","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.anemoy.io/funds/jaaa","lastVerified":"2026-10-19","tier":"curated","page":"https://tokenbank.world/token/JAAA","json":"https://tokenbank.world/api/tokens/JAAA"},{"ticker":"syrupUSDC","name":"Maple Syrup USDC","issuer":"Maple Finance","category":"Private Credit","yield":"~5.14%","yieldPct":5.14,"yieldKind":"variable","minimumUsd":0,"size":"$1.36B","chains":"Ethereum / Solana / Base","country":"Global","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://app.rwa.xyz/assets/syrupUSDC","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/syrupUSDC","json":"https://tokenbank.world/api/tokens/syrupUSDC"},{"ticker":"jitoSOL","name":"Jito Staked SOL","issuer":"Jito","category":"Staking","yield":"~4.78% (in SOL, incl. MEV)","yieldPct":4.78,"yieldKind":"variable","minimumUsd":0,"size":"Largest Solana LST","chains":"Solana","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.jito.network","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/jitoSOL","json":"https://tokenbank.world/api/tokens/jitoSOL"},{"ticker":"USD0++","name":"Usual USD0++","issuer":"Usual","category":"Yield Stablecoins","yield":"~4.78% (T-bill base + USUAL rewards)","yieldPct":4.78,"yieldKind":"variable","minimumUsd":0,"size":"Top-10 yield stablecoin","chains":"Ethereum","country":"Decentralized protocol (France-founded)","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://usual.money","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/USD0%2B%2B","json":"https://tokenbank.world/api/tokens/USD0%2B%2B"},{"ticker":"sUSDe","name":"Ethena Staked USDe","issuer":"Ethena Labs","category":"Yield Stablecoins","yield":"~4.71% (variable)","yieldPct":4.71,"yieldKind":"variable","minimumUsd":0,"size":"—","chains":"Ethereum (+L2)","country":"—","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://aavescan.com/rates/ethena-susde","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/sUSDe","json":"https://tokenbank.world/api/tokens/sUSDe"},{"ticker":"mSOL","name":"Marinade Staked SOL","issuer":"Marinade","category":"Staking","yield":"~4.6% (in SOL)","yieldPct":4.6,"yieldKind":"variable","minimumUsd":0,"size":"Top-3 Solana LST","chains":"Solana","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://marinade.finance","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/mSOL","json":"https://tokenbank.world/api/tokens/mSOL"},{"ticker":"sUSDf","name":"Falcon USDf (staked)","issuer":"Falcon Finance","category":"Yield Stablecoins","yield":"~4.58% (variable)","yieldPct":4.58,"yieldKind":"variable","minimumUsd":0,"size":"~$1.2B USDf supply","chains":"Ethereum","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://falcon.finance","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/sUSDf","json":"https://tokenbank.world/api/tokens/sUSDf"},{"ticker":"YLDS","name":"Figure YLDS","issuer":"Figure Markets","category":"Yield Stablecoins","yield":"~4% (SOFR-linked)","yieldPct":4,"yieldKind":"variable","minimumUsd":0,"size":"~$575M","chains":"Provenance / Ethereum","country":"USA (SEC-registered security)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.figuremarkets.com/ylds","lastVerified":"2026-07-23","tier":"curated","page":"https://tokenbank.world/token/YLDS","json":"https://tokenbank.world/api/tokens/YLDS"},{"ticker":"JUP-LEND","name":"Jupiter Lend (USDC)","issuer":"Jupiter (protocol)","category":"DeFi Lending","yield":"~4% (variable)","yieldPct":4,"yieldKind":"variable","minimumUsd":0,"size":"~$450M USDC pool","chains":"Solana","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://jup.ag","lastVerified":"2026-07-23","tier":"curated","page":"https://tokenbank.world/token/JUP-LEND","json":"https://tokenbank.world/api/tokens/JUP-LEND"},{"ticker":"USDD-JL","name":"JustLend USDD (Tron)","issuer":"JustLend DAO (Tron)","category":"DeFi Lending","yield":"~4% (variable)","yieldPct":4,"yieldKind":"variable","minimumUsd":0,"size":"~$450M pool","chains":"Tron","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://justlend.org","lastVerified":"2026-07-23","tier":"curated","page":"https://tokenbank.world/token/USDD-JL","json":"https://tokenbank.world/api/tokens/USDD-JL"},{"ticker":"sfrxUSD","name":"Staked Frax USD","issuer":"Frax Finance","category":"Yield Stablecoins","yield":"~4.9% (~4-5%)","yieldPct":4,"yieldKind":"variable","minimumUsd":0,"size":"$30M","chains":"Ethereum / Fraxtal","country":"Decentralized","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://frax.com/frxUSD","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/sfrxUSD","json":"https://tokenbank.world/api/tokens/sfrxUSD"},{"ticker":"USTBL","name":"Spiko US T-Bills Money Market Fund","issuer":"Spiko (SICAV, France)","category":"Tokenized Treasuries","yield":"3.82% (net of fees, last 31 days)","yieldPct":3.82,"yieldKind":"variable","minimumUsd":1,"size":"$146M","chains":"Stellar / Ethereum","country":"France (EU, AMF-regulated)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.spiko.io/spiko-treasury-bills-dollar","lastVerified":"2026-10-19","tier":"curated","page":"https://tokenbank.world/token/USTBL","json":"https://tokenbank.world/api/tokens/USTBL"},{"ticker":"sUSDS","name":"Sky Savings Token","issuer":"Sky (MakerDAO)","category":"Yield Stablecoins","yield":"~3.8%","yieldPct":3.8,"yieldKind":"variable","minimumUsd":0,"size":"—","chains":"Ethereum (+Solana, Base)","country":"—","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://sky.money/susds","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/sUSDS","json":"https://tokenbank.world/api/tokens/sUSDS"},{"ticker":"AAVE-USDC","name":"Aave USDC Lending","issuer":"Aave (protocol)","category":"DeFi Lending","yield":"~3.76% (variable)","yieldPct":3.76,"yieldKind":"variable","minimumUsd":0,"size":"Largest DeFi lending protocol","chains":"Ethereum (+many L2s)","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://aave.com","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/AAVE-USDC","json":"https://tokenbank.world/api/tokens/AAVE-USDC"},{"ticker":"CB-USDC","name":"Coinbase USDC Rewards","issuer":"Coinbase","category":"CeFi Earn","yield":"~3.75% (Coinbase One members; varies by region and membership)","yieldPct":3.75,"yieldKind":"variable","minimumUsd":0,"size":"—","chains":"Custodial (in-app)","country":"USA; EU via MiCA-licensed entity","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.coinbase.com/one","lastVerified":"2026-10-19","tier":"curated","page":"https://tokenbank.world/token/CB-USDC","json":"https://tokenbank.world/api/tokens/CB-USDC"},{"ticker":"USDY","name":"Ondo US Dollar Yield","issuer":"Ondo Finance","category":"Tokenized Treasuries","yield":"~3.69%","yieldPct":3.69,"yieldKind":"variable","minimumUsd":50,"size":"$2.14B","chains":"Ethereum / Solana (+10)","country":"USA (non-US persons only)","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://app.rwa.xyz/assets/USDY","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/USDY","json":"https://tokenbank.world/api/tokens/USDY"},{"ticker":"SPARK","name":"Spark Savings","issuer":"Spark (Sky ecosystem)","category":"DeFi Lending","yield":"~3.6% (variable)","yieldPct":3.6,"yieldKind":"variable","minimumUsd":0,"size":"~$1B+ across chains","chains":"Ethereum / Arbitrum / Base","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://spark.fi","lastVerified":"2026-07-23","tier":"curated","page":"https://tokenbank.world/token/SPARK","json":"https://tokenbank.world/api/tokens/SPARK"},{"ticker":"MORPHO","name":"Morpho Vaults (USDC)","issuer":"Morpho (vaults by curators)","category":"DeFi Lending","yield":"~3.5-5% (net, largest USDC vaults; variable)","yieldPct":3.5,"yieldKind":"variable","minimumUsd":0,"size":"Top-3 DeFi lending protocol","chains":"Ethereum / Base (+)","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://morpho.org","lastVerified":"2026-10-19","tier":"curated","page":"https://tokenbank.world/token/MORPHO","json":"https://tokenbank.world/api/tokens/MORPHO"},{"ticker":"mTBILL","name":"Midas mTBILL","issuer":"Midas","category":"Tokenized Treasuries","yield":"~3.42% (tracks T-bills)","yieldPct":3.42,"yieldKind":"variable","minimumUsd":0,"size":"Growing (smaller issuer)","chains":"Ethereum (+L2s, Algorand)","country":"Liechtenstein (EU passport)","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://docs.midas.app/tokens/mtbill","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/mTBILL","json":"https://tokenbank.world/api/tokens/mTBILL"},{"ticker":"CENTRIFUGE","name":"Centrifuge RWA Vaults","issuer":"Centrifuge (vaults per manager)","category":"Private Credit","yield":"~3-6% (per vault, variable)","yieldPct":3,"yieldKind":"variable","minimumUsd":0,"size":"~$1.5B+ across vaults","chains":"Ethereum / Avalanche (+)","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://centrifuge.io","lastVerified":"2026-07-23","tier":"curated","page":"https://tokenbank.world/token/CENTRIFUGE","json":"https://tokenbank.world/api/tokens/CENTRIFUGE"},{"ticker":"EUTBL","name":"Spiko EU T-Bills Money Market Fund","issuer":"Spiko (SICAV, France)","category":"Tokenized Treasuries","yield":"2.41% (net of fees, last 31 days)","yieldPct":2.41,"yieldKind":"variable","minimumUsd":1,"size":"€880M","chains":"Stellar / Ethereum / Base","country":"France (EU, AMF-regulated)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.spiko.io/spiko-treasury-bills-euro","lastVerified":"2026-10-19","tier":"curated","page":"https://tokenbank.world/token/EUTBL","json":"https://tokenbank.world/api/tokens/EUTBL"},{"ticker":"weETH","name":"ether.fi Staked ETH","issuer":"ether.fi","category":"Staking","yield":"~2.27% (in ETH + restaking)","yieldPct":2.27,"yieldKind":"variable","minimumUsd":0,"size":"Largest liquid restaking token","chains":"Ethereum (+L2s)","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.ether.fi","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/weETH","json":"https://tokenbank.world/api/tokens/weETH"},{"ticker":"cbETH","name":"Coinbase Wrapped Staked ETH","issuer":"Coinbase","category":"Staking","yield":"~2.26% (in ETH, after fee)","yieldPct":2.26,"yieldKind":"variable","minimumUsd":0,"size":"Top-5 LST","chains":"Ethereum / Base","country":"USA (Coinbase; EU via MiCA entity)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.coinbase.com/cbeth","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/cbETH","json":"https://tokenbank.world/api/tokens/cbETH"},{"ticker":"stETH","name":"Lido Staked ETH","issuer":"Lido DAO","category":"Staking","yield":"~2.2% (in ETH)","yieldPct":2.2,"yieldKind":"variable","minimumUsd":0,"size":"Largest liquid-staking protocol","chains":"Ethereum (+L2s)","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://lido.fi","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/stETH","json":"https://tokenbank.world/api/tokens/stETH"},{"ticker":"rETH","name":"Rocket Pool Staked ETH","issuer":"Rocket Pool","category":"Staking","yield":"~1.98% (in ETH)","yieldPct":1.98,"yieldKind":"variable","minimumUsd":0.01,"size":"Top-3 decentralized LST","chains":"Ethereum (+L2s)","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://rocketpool.net","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/rETH","json":"https://tokenbank.world/api/tokens/rETH"},{"ticker":"sDAI","name":"Savings DAI","issuer":"Sky (MakerDAO)","category":"Yield Stablecoins","yield":"~1.25%","yieldPct":1.25,"yieldKind":"variable","minimumUsd":0,"size":"—","chains":"Ethereum (+Gnosis, L2)","country":"Decentralized","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://docs.spark.fi/user-guides/earning-savings/sdai","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/sDAI","json":"https://tokenbank.world/api/tokens/sDAI"},{"ticker":"scrvUSD","name":"Curve Savings crvUSD","issuer":"Curve Finance","category":"Yield Stablecoins","yield":"~0.71% (variable)","yieldPct":0.71,"yieldKind":"variable","minimumUsd":0,"size":"—","chains":"Ethereum","country":"Decentralized protocol","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://curve.finance","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/scrvUSD","json":"https://tokenbank.world/api/tokens/scrvUSD"}],"programs":[],"underlyings":[],"sources":[],"_links":{"page":"https://tokenbank.world/answers/rwa-tokens-under-100-dollars","index":"https://tokenbank.world/api/v1/answers"},"_citation":"TokenBank, “Which real-world-asset tokens can I start with if I only have $100 or less?”, https://tokenbank.world/answers/rwa-tokens-under-100-dollars (data as of 2026-10-19), CC BY 4.0.","_license":"CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/","_disclaimer":"Computed from sourced data; yields are variable and not guaranteed. Not investment advice. Verify each row’s source before relying on it."}