{"slug":"ondo-vs-securitize","question":"Ondo or Securitize — what is the difference between the two tokenization platforms?","answer":"USDY (Ondo Finance) yields ~3.75%, minimum ~$50 (secondary market), can be bought on a DEX without KYC.","shortAnswer":"USDY (Ondo Finance) yields ~3.75%, minimum ~$50 (secondary market), can be bought on a DEX without KYC. OUSG (Ondo Finance) yields ~3.5%, minimum $5,000. BUIDL (BlackRock / Securitize) yields ~3.84%, minimum $5M (institutional). ACRED (Apollo / Securitize) yields ~6.93% (target, variable), minimum qualified investors via Securitize.","asOf":"2026-11-09","faq":[{"q":"Which one has the lowest minimum?","a":"USDY (Ondo Finance), with minimum ~$50 (secondary market). The highest stated minimum here is BUIDL, with minimum $5M (institutional)."},{"q":"Which of them can I buy without KYC?","a":"1 of 4 can be bought on a DEX without identity verification: USDY. For the rest, the source does not state the secondary-market gate."},{"q":"Where does the yield come from?","a":"USDY: Short-term US Treasuries + bank deposits. OUSG: Institutional treasury / money-market funds. BUIDL: US Treasuries / repos / cash. ACRED: Diversified private credit portfolio."},{"q":"Which is the largest?","a":"By size, BUIDL at $2.4B, followed by USDY at $2.1B and OUSG at $578M. Size is not safety, but a larger product usually means a deeper market to sell into."},{"q":"How risky are they?","a":"USDY: Very Low. OUSG: Low. BUIDL: Low. ACRED: Medium-High. The risk label is ours, in plain language, and is explained on each token page."},{"q":"Are these yields fixed?","a":"4 of 4 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked on 2026-11-09."}],"count":4,"rows":[{"ticker":"USDY","name":"Ondo US Dollar Yield","issuer":"Ondo Finance","category":"Tokenized Treasuries","yield":"~3.75%","yieldPct":3.75,"yieldKind":"variable","minimumUsd":50,"size":"$2.14B","chains":"Ethereum / Solana (+10)","country":"USA (non-US persons only)","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://app.rwa.xyz/assets/USDY","lastVerified":"2026-11-09","tier":"curated","page":"https://tokenbank.world/token/USDY","json":"https://tokenbank.world/api/tokens/USDY"},{"ticker":"OUSG","name":"Ondo Short-Term US Government Treasuries","issuer":"Ondo Finance","category":"Tokenized Treasuries","yield":"~3.5%","yieldPct":3.5,"yieldKind":"variable","minimumUsd":5000,"size":"$578M","chains":"Ethereum / Solana / Polygon","country":"USA","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://app.rwa.xyz/assets/OUSG","lastVerified":"2026-11-09","tier":"curated","page":"https://tokenbank.world/token/OUSG","json":"https://tokenbank.world/api/tokens/OUSG"},{"ticker":"BUIDL","name":"BlackRock USD Institutional Digital Liquidity Fund","issuer":"BlackRock / Securitize","category":"Tokenized Treasuries","yield":"~3.84%","yieldPct":3.84,"yieldKind":"variable","minimumUsd":5000000,"size":"$2.4B","chains":"Ethereum (+8)","country":"BVI / US","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://app.rwa.xyz/assets/BUIDL","lastVerified":"2026-11-09","tier":"curated","page":"https://tokenbank.world/token/BUIDL","json":"https://tokenbank.world/api/tokens/BUIDL"},{"ticker":"ACRED","name":"Apollo Diversified Credit Fund (tokenized)","issuer":"Apollo / Securitize","category":"Alternative Funds","yield":"~6.93% (target, variable)","yieldPct":6.93,"yieldKind":"variable","minimumUsd":null,"size":"~$100M+","chains":"Ethereum / Solana / Polygon (+)","country":"USA (qualified investors)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://securitize.io/learn/press/apollo-and-securitize-announce-partnership-and-launch-tokenized-access-to-credit-fund","lastVerified":"2026-11-09","tier":"curated","page":"https://tokenbank.world/token/ACRED","json":"https://tokenbank.world/api/tokens/ACRED"}],"programs":[],"underlyings":[],"sources":[],"_links":{"page":"https://tokenbank.world/answers/ondo-vs-securitize","index":"https://tokenbank.world/api/v1/answers"},"_citation":"TokenBank, “Ondo or Securitize — what is the difference between the two tokenization platforms?”, https://tokenbank.world/answers/ondo-vs-securitize (data as of 2026-11-09), CC BY 4.0.","_license":"CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/","_disclaimer":"Computed from sourced data; yields are variable and not guaranteed. Not investment advice. Verify each row’s source before relying on it."}