{"_id":"token-185300","name":"SparkLend — USDC lending on Ethereum","ticker":"DL-SPARKLEND-USDC-ETHEREUM","pillar":"Fixed Income","type":"DeFi Lending","category":"DeFi Lending","description":"SparkLend (Lending) pool for USDC on Ethereum: 3.56% APY on $4.7M deposited, as read by DefiLlama on 2026-10-16; 30-day average 3.4%. A stablecoin deposit: the rate floats with borrowing demand. Smart-contract risk applies. Figures from DefiLlama’s open yields data, refreshed daily.","apy":"3.56% (variable, DefiLlama 2026-10-16)","risk":"Not rated (imported)","minInvestment":"None","issuer":"SparkLend (protocol)","yieldSource":"Interest paid by borrowers","maturity":null,"term":null,"liquidity":"Withdraw subject to pool utilization","aum":"$4.7M","network":"Ethereum","country":"Decentralized protocol","custody":"Self-custody (smart contract)","howToBuy":"Deposit through SparkLend (spark.finance) from a self-custody wallet","rating":null,"kyc":"Not stated by the source","networkFee":null,"networkFeeUsd":null,"investUrl":"https://spark.finance/","source":"https://defillama.com/yields/pool/65ce8276-b4d9-41ba-9f6f-21fc374cf9bc","lastVerified":"2026-10-16","featured":false,"apyPct":3.56,"apyPctLow":null,"apyPctHigh":null,"apyKind":"variable","minInvestmentUsd":null,"custodyType":"self","access":{"kycMint":"unknown","kycSecondary":"unknown","kycRedeem":"unknown","accreditedOnly":false,"whitelistRequired":false},"verified":"imported","isin":null,"underlyingSymbol":null,"underlyingIsin":null,"lifecycle":"live","maturityDate":null,"contract":null,"targetArea":[],"areas":[],"_links":{"page":"https://tokenbank.world/token/DL-SPARKLEND-USDC-ETHEREUM","all":"https://tokenbank.world/api/tokens"},"_disclaimer":"Sourced figures; yields are variable and not guaranteed. Target/Area describe who the issuer aims the product at and where. They are not an eligibility check — who may buy is set by the issuer. Not investment advice. Verify the source before relying on any figure."}